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Handelsbanken VS Anna: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Handelsbanken or Anna better for your small business?



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Below we look at both Handelsbanken and Anna reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Handelsbanken Homepage
Handelsbanken Homepage


Anna Homepage
Anna Homepage
 

Handelsbanken vs Anna Trustpilot Reviews

HandelsbankenAnna
Trustpilot Review Score (out of 5)2.34.6
Percent 5-Star Reviews33%85%
Percent 1- Star Reviews55%8%
Total Number of Reviews1242,677
Sources:
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/anna.money

Handelsbanken vs Anna App Reviews

HandelsbankenAnna
iPhone Review Score (out of 5)2.64.5
Number of iPhone Reviews17846
Android Review Score (out of 5)1.63.9
Number of Android Reviews61,300
Sources:
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275

Handelsbanken vs Anna Account Fees & Charges

HandelsbankenAnna
Free Business Bank AccountNoYes
Free Business Account Term LengthNA1 Month
Cheapest Monthly Account Fee£5£14.90
Most Expensive Monthly Account Fee£20£49.90
Electronic Payment Cost (in/out)Free20p
Cash Payments Cost (in/out)30p£1
Cheques (in/out)£1.50Free
CHAPS Payments Cost£15No
SEPA Payments Cost25pNo

Handelsbanken vs Anna Business Savings Rates

HandelsbankenAnna
Types of Business Savings AccountsInstant Access, Fixed Term, Notice SavingsNone
Lowest Savings Rate (AER)NoNA
Maximum Savings Rate (AER)NoNA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesYesYes
 

Handelsbanken vs Anna Account Opening Times

HandelsbankenAnna
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days3 minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesNo

Handelsbanken vs Anna Features & Account Types

Handelsbanken Account Types
Handelsbanken Features & Account Types


Anna Account Types
Anna Features & Account Types


HandelsbankenAnna
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesNo
Accounts For StartupsNoYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Handelsbanken vs Anna Customer Support Options

HandelsbankenAnna
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Handelsbanken vs Anna Foreign Currency Accounts

HandelsbankenAnna
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)

Other Business Services From Handelsbanken and Anna

Handelsbanken Account Types
Other Handelsbanken Services


Anna Account Types
Other Anna Services


HandelsbankenAnna
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Handelsbanken vs Anna Banking Basics

HandelsbankenAnna
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number197340789333
WebsiteHandelsbanken WebsiteAnna Website

Common Comparison Questions

Does Handelsbanken or Anna have better customer reviews?

Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.

Whereas, Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of which 85% are 5-star and 8% are 1-star.

Does Handelsbanken or Anna have a better App?

Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.

In comparison, Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

Does Handelsbanken or Anna have better business savings rates?

Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)

In contrast, Anna offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Handelsbanken vs Hampshire Trust Bank
Handelsbanken vs Mettle
Handelsbanken vs Monese
Handelsbanken vs Saffron Building Society
Handelsbanken vs OakNorth


For other business bank accounts see our guide here.

 



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