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Handelsbanken VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Handelsbanken or Ampere better for your small business?



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Below we look at both Handelsbanken and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Handelsbanken Homepage
Handelsbanken Homepage


Ampere Homepage
Ampere Homepage
 

Handelsbanken vs Ampere Trustpilot Reviews

HandelsbankenAmpere
Trustpilot Review Score (out of 5)2.34.2
Percent 5-Star Reviews33%74%
Percent 1- Star Reviews55%18%
Total Number of Reviews12450
Sources:
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/ampere.co.uk

Handelsbanken vs Ampere App Reviews

HandelsbankenAmpere
iPhone Review Score (out of 5)2.64.8
Number of iPhone Reviews1730
Android Review Score (out of 5)1.64.7
Number of Android Reviews6953
Sources:
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Handelsbanken vs Ampere Account Fees & Charges

HandelsbankenAmpere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£5£20.00
Most Expensive Monthly Account Fee£20£20.00
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)30pNA
Cheques (in/out)£1.50NA
CHAPS Payments Cost£15£25
SEPA Payments Cost25pFree

Handelsbanken vs Ampere Business Savings Rates

HandelsbankenAmpere
Types of Business Savings AccountsInstant Access, Fixed Term, Notice SavingsNone
Lowest Savings Rate (AER)NoNA
Maximum Savings Rate (AER)NoNA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesYesNo
 

Handelsbanken vs Ampere Account Opening Times

HandelsbankenAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceYesNo

Handelsbanken vs Ampere Features & Account Types

Handelsbanken Account Types
Handelsbanken Features & Account Types


Ampere Account Types
Ampere Features & Account Types


HandelsbankenAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsNoYes
Accounts For CharitiesNoNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Handelsbanken vs Ampere Customer Support Options

HandelsbankenAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Handelsbanken vs Ampere Foreign Currency Accounts

HandelsbankenAmpere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
No

Other Business Services From Handelsbanken and Ampere

Handelsbanken Account Types
Other Handelsbanken Services


Ampere Account Types
Other Ampere Services


HandelsbankenAmpere
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Handelsbanken vs Ampere Banking Basics

HandelsbankenAmpere
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number197340900594
WebsiteHandelsbanken WebsiteAmpere Website

Common Comparison Questions

Does Handelsbanken or Ampere have better customer reviews?

Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Handelsbanken or Ampere have a better App?

Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Handelsbanken or Ampere have better business savings rates?

Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Anna vs Hampshire Trust Bank
Anna vs Mettle
Anna vs Monese
Anna vs Saffron Building Society
Anna vs OakNorth


For other business bank accounts see our guide here.

 



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