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Handelsbanken VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Handelsbanken or Amaiz better for your small business?



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Below we look at both Handelsbanken and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Handelsbanken Homepage
Handelsbanken Homepage


Amaiz Homepage
Amaiz Homepage
 

Handelsbanken vs Amaiz Trustpilot Reviews

HandelsbankenAmaiz
Trustpilot Review Score (out of 5)2.34.1
Percent 5-Star Reviews33%68%
Percent 1- Star Reviews55%20%
Total Number of Reviews124168
Sources:
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/amaiz.com

Handelsbanken vs Amaiz App Reviews

HandelsbankenAmaiz
iPhone Review Score (out of 5)2.6No Rating
Number of iPhone Reviews17No Reviews
Android Review Score (out of 5)1.6No Rating
Number of Android Reviews6No Reviews
Sources:
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://www.apple.com/uk/app-store/

Handelsbanken vs Amaiz Account Fees & Charges

HandelsbankenAmaiz
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£5£49
Most Expensive Monthly Account Fee£20£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)30pFree
Cheques (in/out)£1.50Free
CHAPS Payments Cost£15£15
SEPA Payments Cost25p£3

Handelsbanken vs Amaiz Business Savings Rates

HandelsbankenAmaiz
Types of Business Savings AccountsInstant Access, Fixed Term, Notice SavingsNone
Lowest Savings Rate (AER)NoNA
Maximum Savings Rate (AER)NoNA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesYesYes
 

Handelsbanken vs Amaiz Account Opening Times

HandelsbankenAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysFew minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesYes

Handelsbanken vs Amaiz Features & Account Types

Handelsbanken Account Types
Handelsbanken Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


HandelsbankenAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsNoYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Handelsbanken vs Amaiz Customer Support Options

HandelsbankenAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Handelsbanken vs Amaiz Foreign Currency Accounts

HandelsbankenAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Handelsbanken and Amaiz

Handelsbanken Account Types
Other Handelsbanken Services


Amaiz Account Types
Other Amaiz Services


HandelsbankenAmaiz
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Handelsbanken vs Amaiz Banking Basics

HandelsbankenAmaiz
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number197340900857
WebsiteHandelsbanken WebsiteAmaiz Website

Common Comparison Questions

Does Handelsbanken or Amaiz have better customer reviews?

Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Handelsbanken or Amaiz have a better App?

Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Handelsbanken or Amaiz have better business savings rates?

Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Handelsbanken vs ICICI Bank UK
Handelsbanken vs Intergiro
Handelsbanken vs GoSolo
Handelsbanken vs 3S Money
Handelsbanken vs MultiPass


For other business bank accounts see our guide here.

 



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