Is Handelsbanken or 3S Money better for your small business?
Below we look at both Handelsbanken and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Handelsbanken vs 3S Money Trustpilot Reviews
| Handelsbanken | 3S Money | |
| Trustpilot Review Score (out of 5) | 2.3 | 4.7 |
| Percent 5-Star Reviews | 33% | 93% |
| Percent 1- Star Reviews | 55% | 5% |
| Total Number of Reviews | 124 | 730 |
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/3s.money
Handelsbanken vs 3S Money App Reviews
| Handelsbanken | 3S Money | |
| iPhone Review Score (out of 5) | 2.6 | No Rating |
| Number of iPhone Reviews | 17 | No Reviews |
| Android Review Score (out of 5) | 1.6 | No Rating |
| Number of Android Reviews | 6 | No Reviews |
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://www.apple.com/uk/app-store/
Handelsbanken vs 3S Money Account Fees & Charges
| Handelsbanken | 3S Money | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £5 | $100 |
| Most Expensive Monthly Account Fee | £20 | $100 |
| Electronic Payment Cost (in/out) | Free | Free + 60p |
| Cash Payments Cost (in/out) | 30p | Free |
| Cheques (in/out) | £1.50 | £1 |
| CHAPS Payments Cost | £15 | £20 |
| SEPA Payments Cost | 25p | €1 |
Handelsbanken vs 3S Money Business Savings Rates
| Handelsbanken | 3S Money | |
| Types of Business Savings Accounts | Instant Access, Fixed Term, Notice Savings | None |
| Lowest Savings Rate (AER) | No | NA |
| Maximum Savings Rate (AER) | No | NA |
| Minimum Savings Amount | £5,000 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Handelsbanken vs 3S Money Account Opening Times
| Handelsbanken | 3S Money | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | 15 minutes |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | Yes | Yes |
Handelsbanken vs 3S Money Features & Account Types
| Handelsbanken | 3S Money | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | No | Yes |
| Accounts For Charities | No | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | UK-wide | None, online only |
Handelsbanken vs 3S Money Customer Support Options
| Handelsbanken | 3S Money | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Handelsbanken vs 3S Money Foreign Currency Accounts
| Handelsbanken | 3S Money | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From Handelsbanken and 3S Money
| Handelsbanken | 3S Money | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | Yes |
Handelsbanken vs 3S Money Banking Basics
| Handelsbanken | 3S Money | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 197340 | 900918 |
| Website | Handelsbanken Website | 3S Money Website |
Common Comparison Questions
Does Handelsbanken or 3S Money have better customer reviews?
Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Handelsbanken or 3S Money have a better App?
Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Handelsbanken or 3S Money have better business savings rates?
Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.