Is Hampshire Trust Bank or Unity Trust better for your small business?
Below we look at both Hampshire Trust Bank and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Hampshire Trust Bank vs Unity Trust Trustpilot Reviews
Hampshire Trust Bank | Unity Trust | |
Trustpilot Review Score (out of 5) | 4.5 | 4 |
Percent 5-Star Reviews | 75% | 61% |
Percent 1- Star Reviews | 7% | 14% |
Total Number of Reviews | 1,591 | 255 |
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/unity.co.uk
Hampshire Trust Bank vs Unity Trust App Reviews
Hampshire Trust Bank | Unity Trust | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Hampshire Trust Bank vs Unity Trust Account Fees & Charges
Hampshire Trust Bank | Unity Trust | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | No | £6 |
Most Expensive Monthly Account Fee | No | £6 |
Electronic Payment Cost (in/out) | 25p | 14p |
Cash Payments Cost (in/out) | £1 | 50p per £100 |
Cheques (in/out) | £1 | 30p per item |
CHAPS Payments Cost | £25 | £28 |
SEPA Payments Cost | 20p | 25p |
Hampshire Trust Bank vs Unity Trust Business Savings Rates
Hampshire Trust Bank | Unity Trust | |
Types of Business Savings Accounts | Notice Account, Fixed | Instant Access, Fixed Term |
Lowest Savings Rate (AER) | 4.50% | 2.77% |
Maximum Savings Rate (AER) | 5.15% | 5.10% |
Minimum Savings Amount | £5,000 | No |
Interest Paid On Foreign Currencies | No | Yes |
Hampshire Trust Bank vs Unity Trust Account Opening Times
Hampshire Trust Bank | Unity Trust | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 7 Working days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Hampshire Trust Bank vs Unity Trust Features & Account Types


Hampshire Trust Bank | Unity Trust | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | No |
In Person/Branch Banking | No | No |
Branch Locations | London & Leeds | No own branches but can use NatWest, RBS or Ulster Bank locations |
Hampshire Trust Bank vs Unity Trust Customer Support Options
Hampshire Trust Bank | Unity Trust | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Hampshire Trust Bank vs Unity Trust Foreign Currency Accounts
Hampshire Trust Bank | Unity Trust | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: | No |
|
Other Business Services From Hampshire Trust Bank and Unity Trust


Hampshire Trust Bank | Unity Trust | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Hampshire Trust Bank vs Unity Trust Banking Basics
Hampshire Trust Bank | Unity Trust | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 204601 | 204570 |
Website | Hampshire Trust Bank Website | Unity Trust Website |
Common Comparison Questions
Does Hampshire Trust Bank or Unity Trust have better customer reviews?
Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Hampshire Trust Bank or Unity Trust have a better App?
Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Hampshire Trust Bank or Unity Trust have better business savings rates?
Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.