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Hampshire Trust Bank VS Unity Trust: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or Unity Trust better for your small business?



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Below we look at both Hampshire Trust Bank and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


Unity Trust Homepage
Unity Trust Homepage
 

Hampshire Trust Bank vs Unity Trust Trustpilot Reviews

Hampshire Trust BankUnity Trust
Trustpilot Review Score (out of 5)4.54
Percent 5-Star Reviews75%61%
Percent 1- Star Reviews7%14%
Total Number of Reviews1,591255
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/unity.co.uk

Hampshire Trust Bank vs Unity Trust App Reviews

Hampshire Trust BankUnity Trust
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Hampshire Trust Bank vs Unity Trust Account Fees & Charges

Hampshire Trust BankUnity Trust
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£6
Most Expensive Monthly Account FeeNo£6
Electronic Payment Cost (in/out)25p14p
Cash Payments Cost (in/out)£150p per £100
Cheques (in/out)£130p per item
CHAPS Payments Cost£25£28
SEPA Payments Cost20p25p

Hampshire Trust Bank vs Unity Trust Business Savings Rates

Hampshire Trust BankUnity Trust
Types of Business Savings AccountsNotice Account, FixedInstant Access, Fixed Term
Lowest Savings Rate (AER)4.50%2.77%
Maximum Savings Rate (AER)5.15%5.10%
Minimum Savings Amount£5,000No
Interest Paid On Foreign CurrenciesNoYes
 

Hampshire Trust Bank vs Unity Trust Account Opening Times

Hampshire Trust BankUnity Trust
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day7 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Hampshire Trust Bank vs Unity Trust Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Unity Trust Account Types
Unity Trust Features & Account Types


Hampshire Trust BankUnity Trust
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoNo
Branch LocationsLondon & LeedsNo own branches but can use NatWest, RBS or Ulster Bank locations

Hampshire Trust Bank vs Unity Trust Customer Support Options

Hampshire Trust BankUnity Trust
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoNo

Hampshire Trust Bank vs Unity Trust Foreign Currency Accounts

Hampshire Trust BankUnity Trust
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)

Other Business Services From Hampshire Trust Bank and Unity Trust

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Unity Trust Account Types
Other Unity Trust Services


Hampshire Trust BankUnity Trust
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs Unity Trust Banking Basics

Hampshire Trust BankUnity Trust
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204601204570
WebsiteHampshire Trust Bank WebsiteUnity Trust Website

Common Comparison Questions

Does Hampshire Trust Bank or Unity Trust have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.

Does Hampshire Trust Bank or Unity Trust have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Hampshire Trust Bank or Unity Trust have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).

See Other Comparisons:
Hampshire Trust Bank vs United Trust Bank
Hampshire Trust Bank vs HSBC Kinetic
Hampshire Trust Bank vs CardOneMoney
Hampshire Trust Bank vs Fair Everywhere
Hampshire Trust Bank vs Countingup


For other business bank accounts see our guide here.

 



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