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Hampshire Trust Bank VS Saffron Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or Saffron Building Society better for your small business?



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Below we look at both Hampshire Trust Bank and Saffron Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


Saffron Building Society Homepage
Saffron Building Society Homepage
 

Hampshire Trust Bank vs Saffron Building Society Trustpilot Reviews

Hampshire Trust BankSaffron Building Society
Trustpilot Review Score (out of 5)4.52.2
Percent 5-Star Reviews75%21%
Percent 1- Star Reviews7%73%
Total Number of Reviews1,59158
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/saffronbs.co.uk

Hampshire Trust Bank vs Saffron Building Society App Reviews

Hampshire Trust BankSaffron Building Society
iPhone Review Score (out of 5)No Rating3.7
Number of iPhone ReviewsNo Reviews24
Android Review Score (out of 5)No Rating3.7
Number of Android ReviewsNo Reviews14
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/saffron-building-society/id1482290341

Hampshire Trust Bank vs Saffron Building Society Account Fees & Charges

Hampshire Trust BankSaffron Building Society
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£10
Most Expensive Monthly Account FeeNo£10
Electronic Payment Cost (in/out)25pFree
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1£1.50
CHAPS Payments Cost£25£15
SEPA Payments Cost20p25p

Hampshire Trust Bank vs Saffron Building Society Business Savings Rates

Hampshire Trust BankSaffron Building Society
Types of Business Savings AccountsNotice Account, FixedRegular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts
Lowest Savings Rate (AER)4.50%1.20%
Maximum Savings Rate (AER)5.15%5.75%
Minimum Savings Amount£5,000£1
Interest Paid On Foreign CurrenciesNoNo
 

Hampshire Trust Bank vs Saffron Building Society Account Opening Times

Hampshire Trust BankSaffron Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Hampshire Trust Bank vs Saffron Building Society Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Saffron Building Society Account Types
Saffron Building Society Features & Account Types


Hampshire Trust BankSaffron Building Society
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoYes
Branch LocationsLondon & LeedsLocations in Essex only

Hampshire Trust Bank vs Saffron Building Society Customer Support Options

Hampshire Trust BankSaffron Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoYes

Hampshire Trust Bank vs Saffron Building Society Foreign Currency Accounts

Hampshire Trust BankSaffron Building Society
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:NoNo

Other Business Services From Hampshire Trust Bank and Saffron Building Society

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Saffron Building Society Account Types
Other Saffron Building Society Services


Hampshire Trust BankSaffron Building Society
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs Saffron Building Society Banking Basics

Hampshire Trust BankSaffron Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204601100015
WebsiteHampshire Trust Bank WebsiteSaffron Building Society Website

Common Comparison Questions

Does Hampshire Trust Bank or Saffron Building Society have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of which 21% are 5-star and 73% are 1-star.

Does Hampshire Trust Bank or Saffron Building Society have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.

Does Hampshire Trust Bank or Saffron Building Society have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, Saffron Building Society offers Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts accounts with interest rates ranging from 1.20% to 5.75% (AER).

See Other Comparisons:
Hampshire Trust Bank vs OakNorth
Hampshire Trust Bank vs Airwallex
Hampshire Trust Bank vs Triodos Bank
Hampshire Trust Bank vs Soldo
Hampshire Trust Bank vs Cambridge Building Society


For other business bank accounts see our guide here.

 



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