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Hampshire Trust Bank VS Mettle: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or Mettle better for your small business?



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Below we look at both Hampshire Trust Bank and Mettle reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


Mettle Homepage
Mettle Homepage
 

Hampshire Trust Bank vs Mettle Trustpilot Reviews

Hampshire Trust BankMettle
Trustpilot Review Score (out of 5)4.54.6
Percent 5-Star Reviews75%81%
Percent 1- Star Reviews7%8%
Total Number of Reviews1,5913,418
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/mettle.co.uk

Hampshire Trust Bank vs Mettle App Reviews

Hampshire Trust BankMettle
iPhone Review Score (out of 5)No Rating4.9
Number of iPhone ReviewsNo Reviews25,100
Android Review Score (out of 5)No Rating4.8
Number of Android ReviewsNo Reviews8,890
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870

Hampshire Trust Bank vs Mettle Account Fees & Charges

Hampshire Trust BankMettle
Free Business Bank AccountNoYes
Free Business Account Term LengthNANo Limit
Cheapest Monthly Account FeeNoNo
Most Expensive Monthly Account FeeNoNo
Electronic Payment Cost (in/out)25pFree
Cash Payments Cost (in/out)£1£1.50 / £2.50
Cheques (in/out)£150p
CHAPS Payments Cost£25£20
SEPA Payments Cost20pNo

Hampshire Trust Bank vs Mettle Business Savings Rates

Hampshire Trust BankMettle
Types of Business Savings AccountsNotice Account, FixedSavings pot
Lowest Savings Rate (AER)4.50%1.46%
Maximum Savings Rate (AER)5.15%1.46%
Minimum Savings Amount£5,000£10
Interest Paid On Foreign CurrenciesNoNo
 

Hampshire Trust Bank vs Mettle Account Opening Times

Hampshire Trust BankMettle
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoNo

Hampshire Trust Bank vs Mettle Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Mettle Account Types
Mettle Features & Account Types


Hampshire Trust BankMettle
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsLondon & LeedsNone, online only

Hampshire Trust Bank vs Mettle Customer Support Options

Hampshire Trust BankMettle
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Hampshire Trust Bank vs Mettle Foreign Currency Accounts

Hampshire Trust BankMettle
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:NoNo

Other Business Services From Hampshire Trust Bank and Mettle

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Mettle Account Types
Other Mettle Services


Hampshire Trust BankMettle
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesNo
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Hampshire Trust Bank vs Mettle Banking Basics

Hampshire Trust BankMettle
Bank TypeChallengerHigh Street/Challenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000 via NatWest
FCA Number204601121878
WebsiteHampshire Trust Bank WebsiteMettle Website

Common Comparison Questions

Does Hampshire Trust Bank or Mettle have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of which 81% are 5-star and 8% are 1-star.

Does Hampshire Trust Bank or Mettle have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

Does Hampshire Trust Bank or Mettle have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, Mettle offers Savings pot accounts with interest rates ranging from 1.46% to 1.46% (AER).

See Other Comparisons:
Hampshire Trust Bank vs Monese
Hampshire Trust Bank vs Saffron Building Society
Hampshire Trust Bank vs OakNorth
Hampshire Trust Bank vs Airwallex
Hampshire Trust Bank vs Triodos Bank


For other business bank accounts see our guide here.

 



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