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Hampshire Trust Bank VS ICICI Bank UK: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or ICICI Bank UK better for your small business?



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Below we look at both Hampshire Trust Bank and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


ICICI Bank UK Homepage
ICICI Bank UK Homepage
 

Hampshire Trust Bank vs ICICI Bank UK Trustpilot Reviews

Hampshire Trust BankICICI Bank UK
Trustpilot Review Score (out of 5)4.52.7
Percent 5-Star Reviews75%18%
Percent 1- Star Reviews7%74%
Total Number of Reviews1,59123
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/www.icicibank.co.uk

Hampshire Trust Bank vs ICICI Bank UK App Reviews

Hampshire Trust BankICICI Bank UK
iPhone Review Score (out of 5)No Rating2.7
Number of iPhone ReviewsNo Reviews237
Android Review Score (out of 5)No Rating4
Number of Android ReviewsNo Reviews684
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732

Hampshire Trust Bank vs ICICI Bank UK Account Fees & Charges

Hampshire Trust BankICICI Bank UK
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£5
Most Expensive Monthly Account FeeNo£15
Electronic Payment Cost (in/out)25p25p
Cash Payments Cost (in/out)£1£5 per £1,000 / free
Cheques (in/out)£1£1
CHAPS Payments Cost£25£20
SEPA Payments Cost20pNo

Hampshire Trust Bank vs ICICI Bank UK Business Savings Rates

Hampshire Trust BankICICI Bank UK
Types of Business Savings AccountsNotice Account, FixedBusiness Savings Account, Business Fixed Deposit
Lowest Savings Rate (AER)4.50%2.85%
Maximum Savings Rate (AER)5.15%4.50%
Minimum Savings Amount£5,000£1
Interest Paid On Foreign CurrenciesNoYes
 

Hampshire Trust Bank vs ICICI Bank UK Account Opening Times

Hampshire Trust BankICICI Bank UK
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day2 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Hampshire Trust Bank vs ICICI Bank UK Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


ICICI Bank UK Account Types
ICICI Bank UK Features & Account Types


Hampshire Trust BankICICI Bank UK
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoYes
Branch LocationsLondon & LeedsLondon, Birmingham and Manchester

Hampshire Trust Bank vs ICICI Bank UK Customer Support Options

Hampshire Trust BankICICI Bank UK
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoYes

Hampshire Trust Bank vs ICICI Bank UK Foreign Currency Accounts

Hampshire Trust BankICICI Bank UK
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • CNY (Chinese Yuan)
  • INR (Indian Rupee)
  • KRW (South Korean Won)
  • THB (Thai Baht)

Other Business Services From Hampshire Trust Bank and ICICI Bank UK

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


ICICI Bank UK Account Types
Other ICICI Bank UK Services


Hampshire Trust BankICICI Bank UK
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs ICICI Bank UK Banking Basics

Hampshire Trust BankICICI Bank UK
Bank TypeChallengerForeign Bank
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204601223268
WebsiteHampshire Trust Bank WebsiteICICI Bank UK Website

Common Comparison Questions

Does Hampshire Trust Bank or ICICI Bank UK have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.

Does Hampshire Trust Bank or ICICI Bank UK have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.

Does Hampshire Trust Bank or ICICI Bank UK have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).

See Other Comparisons:
Hampshire Trust Bank vs Intergiro
Hampshire Trust Bank vs GoSolo
Hampshire Trust Bank vs 3S Money
Hampshire Trust Bank vs MultiPass
Hampshire Trust Bank vs Reliance Bank


For other business bank accounts see our guide here.

 



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