Is Hampshire Trust Bank or HSBC Kinetic better for your small business?
Below we look at both Hampshire Trust Bank and HSBC Kinetic reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Hampshire Trust Bank vs HSBC Kinetic Trustpilot Reviews
| Hampshire Trust Bank | HSBC Kinetic | |
| Trustpilot Review Score (out of 5) | 4.5 | 1.9 |
| Percent 5-Star Reviews | 75% | 0% |
| Percent 1- Star Reviews | 7% | 100% |
| Total Number of Reviews | 1,591 | 13 |
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/hsbckinetic.co.uk
Hampshire Trust Bank vs HSBC Kinetic App Reviews
| Hampshire Trust Bank | HSBC Kinetic | |
| iPhone Review Score (out of 5) | No Rating | 4.8 |
| Number of iPhone Reviews | No Reviews | 15,000 |
| Android Review Score (out of 5) | No Rating | 4.7 |
| Number of Android Reviews | No Reviews | 4,000 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/hsbc-kinetic/id1457310350
Hampshire Trust Bank vs HSBC Kinetic Account Fees & Charges
| Hampshire Trust Bank | HSBC Kinetic | |
| Free Business Bank Account | No | Yes |
| Free Business Account Term Length | NA | 12 Months |
| Cheapest Monthly Account Fee | No | £6.50 |
| Most Expensive Monthly Account Fee | No | £6.50 |
| Electronic Payment Cost (in/out) | 25p | Free |
| Cash Payments Cost (in/out) | £1 | 1.10% |
| Cheques (in/out) | £1 | 50p per cheque |
| CHAPS Payments Cost | £25 | £17 |
| SEPA Payments Cost | 20p | 24p |
Hampshire Trust Bank vs HSBC Kinetic Business Savings Rates
| Hampshire Trust Bank | HSBC Kinetic | |
| Types of Business Savings Accounts | Notice Account, Fixed | Instant access, 30+ day, 60+ day |
| Lowest Savings Rate (AER) | 4.50% | 1.94% |
| Maximum Savings Rate (AER) | 5.15% | 2.02% |
| Minimum Savings Amount | £5,000 | No |
| Interest Paid On Foreign Currencies | No | Yes |
Hampshire Trust Bank vs HSBC Kinetic Account Opening Times
| Hampshire Trust Bank | HSBC Kinetic | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 48 hours |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | No | Yes |
Hampshire Trust Bank vs HSBC Kinetic Features & Account Types
| Hampshire Trust Bank | HSBC Kinetic | |
| Business Current Account | No | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | None | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | London & Leeds | Can use HSBC branches for some services |
Hampshire Trust Bank vs HSBC Kinetic Customer Support Options
| Hampshire Trust Bank | HSBC Kinetic | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Hampshire Trust Bank vs HSBC Kinetic Foreign Currency Accounts
| Hampshire Trust Bank | HSBC Kinetic | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Hampshire Trust Bank and HSBC Kinetic
| Hampshire Trust Bank | HSBC Kinetic | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Hampshire Trust Bank vs HSBC Kinetic Banking Basics
| Hampshire Trust Bank | HSBC Kinetic | |
| Bank Type | Challenger | High Street/Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 204601 | 765112 |
| Website | Hampshire Trust Bank Website | HSBC Kinetic Website |
Common Comparison Questions
Does Hampshire Trust Bank or HSBC Kinetic have better customer reviews?
Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.
Whereas, HSBC Kinetic scores 1.9 out of 5 based 13 Trustpilot reviews. Of which 0% are 5-star and 100% are 1-star.
Does Hampshire Trust Bank or HSBC Kinetic have a better App?
Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, HSBC Kinetic’s iPhone App is rated 4.8 out of 5 based on 15,000 reviews. And it’s Android App is rated 4.7 out of 5 based on 4,000 reviews.
Does Hampshire Trust Bank or HSBC Kinetic have better business savings rates?
Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)
In contrast, HSBC Kinetic offers Instant access, 30+ day, 60+ day accounts with interest rates ranging from 1.94% to 2.02% (AER).
See Other Comparisons:Hampshire Trust Bank vs CardOneMoney
Hampshire Trust Bank vs Fair Everywhere
Hampshire Trust Bank vs Countingup
Hampshire Trust Bank vs State Bank of India (UK)
Hampshire Trust Bank vs Charity Bank
For other business bank accounts see our guide here.