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Hampshire Trust Bank VS Charity Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or Charity Bank better for your small business?



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Below we look at both Hampshire Trust Bank and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


Charity Bank Homepage
Charity Bank Homepage
 

Hampshire Trust Bank vs Charity Bank Trustpilot Reviews

Hampshire Trust BankCharity Bank
Trustpilot Review Score (out of 5)4.53.3
Percent 5-Star Reviews75%33%
Percent 1- Star Reviews7%34%
Total Number of Reviews1,5913
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/charitybank.org

Hampshire Trust Bank vs Charity Bank App Reviews

Hampshire Trust BankCharity Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Hampshire Trust Bank vs Charity Bank Account Fees & Charges

Hampshire Trust BankCharity Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNoFree
Most Expensive Monthly Account FeeNoFree
Electronic Payment Cost (in/out)25pNo
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1Free
CHAPS Payments Cost£25£10
SEPA Payments Cost20p20p

Hampshire Trust Bank vs Charity Bank Business Savings Rates

Hampshire Trust BankCharity Bank
Types of Business Savings AccountsNotice Account, FixedCITR accounts, Easy Access, Notice Accounts, Fixed Account
Lowest Savings Rate (AER)4.50%2.02%
Maximum Savings Rate (AER)5.15%4.51%
Minimum Savings Amount£5,000£1,000
Interest Paid On Foreign CurrenciesNoNo
 

Hampshire Trust Bank vs Charity Bank Account Opening Times

Hampshire Trust BankCharity Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Hampshire Trust Bank vs Charity Bank Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Charity Bank Account Types
Charity Bank Features & Account Types


Hampshire Trust BankCharity Bank
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoNo
Branch LocationsLondon & LeedsTonbridge

Hampshire Trust Bank vs Charity Bank Customer Support Options

Hampshire Trust BankCharity Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoNo

Hampshire Trust Bank vs Charity Bank Foreign Currency Accounts

Hampshire Trust BankCharity Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:NoNo

Other Business Services From Hampshire Trust Bank and Charity Bank

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Charity Bank Account Types
Other Charity Bank Services


Hampshire Trust BankCharity Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs Charity Bank Banking Basics

Hampshire Trust BankCharity Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204601207701
WebsiteHampshire Trust Bank WebsiteCharity Bank Website

Common Comparison Questions

Does Hampshire Trust Bank or Charity Bank have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.

Does Hampshire Trust Bank or Charity Bank have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Hampshire Trust Bank or Charity Bank have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).

See Other Comparisons:
Hampshire Trust Bank vs Cumberland Building Society
Hampshire Trust Bank vs Redwood Bank
Hampshire Trust Bank vs Amaiz
Hampshire Trust Bank vs ICICI Bank UK
Hampshire Trust Bank vs Intergiro


For other business bank accounts see our guide here.

 



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