Merchant Machine

Hampshire Trust Bank VS Cater Allen: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or Cater Allen better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Hampshire Trust Bank and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


Cater Allen Homepage
Cater Allen Homepage
 

Hampshire Trust Bank vs Cater Allen Trustpilot Reviews

Hampshire Trust BankCater Allen
Trustpilot Review Score (out of 5)4.51.9
Percent 5-Star Reviews75%7%
Percent 1- Star Reviews7%80%
Total Number of Reviews1,591136
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/www.caterallen.co.uk

Hampshire Trust Bank vs Cater Allen App Reviews

Hampshire Trust BankCater Allen
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Hampshire Trust Bank vs Cater Allen Account Fees & Charges

Hampshire Trust BankCater Allen
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNoFree
Most Expensive Monthly Account FeeNo£25
Electronic Payment Cost (in/out)25p£2
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1£6
CHAPS Payments Cost£25£25
SEPA Payments Cost20p£2

Hampshire Trust Bank vs Cater Allen Business Savings Rates

Hampshire Trust BankCater Allen
Types of Business Savings AccountsNotice Account, FixedFixed Term, Notice Account
Lowest Savings Rate (AER)4.50%3.00%
Maximum Savings Rate (AER)5.15%4.70%
Minimum Savings Amount£5,000No
Interest Paid On Foreign CurrenciesNoYes
 

Hampshire Trust Bank vs Cater Allen Account Opening Times

Hampshire Trust BankCater Allen
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day7 days
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Hampshire Trust Bank vs Cater Allen Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Cater Allen Account Types
Cater Allen Features & Account Types


Hampshire Trust BankCater Allen
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsLondon & LeedsNone, online and phone only

Hampshire Trust Bank vs Cater Allen Customer Support Options

Hampshire Trust BankCater Allen
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoNo

Hampshire Trust Bank vs Cater Allen Foreign Currency Accounts

Hampshire Trust BankCater Allen
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)

Other Business Services From Hampshire Trust Bank and Cater Allen

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Cater Allen Account Types
Other Cater Allen Services


Hampshire Trust BankCater Allen
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs Cater Allen Banking Basics

Hampshire Trust BankCater Allen
Bank TypeChallengerHigh Street
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204601178737
WebsiteHampshire Trust Bank WebsiteCater Allen Website

Common Comparison Questions

Does Hampshire Trust Bank or Cater Allen have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.

Does Hampshire Trust Bank or Cater Allen have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Hampshire Trust Bank or Cater Allen have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).

See Other Comparisons:
Hampshire Trust Bank vs AIB (Allied Irish Bank)
Hampshire Trust Bank vs Unity Trust
Hampshire Trust Bank vs United Trust Bank
Hampshire Trust Bank vs HSBC Kinetic
Hampshire Trust Bank vs CardOneMoney


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224