Is Hampshire Trust Bank or CardOneMoney better for your small business?
Below we look at both Hampshire Trust Bank and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Hampshire Trust Bank vs CardOneMoney Trustpilot Reviews
Hampshire Trust Bank | CardOneMoney | |
Trustpilot Review Score (out of 5) | 4.5 | 4.6 |
Percent 5-Star Reviews | 75% | 85% |
Percent 1- Star Reviews | 7% | 9% |
Total Number of Reviews | 1,591 | 798 |
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/cardonemoney.com
Hampshire Trust Bank vs CardOneMoney App Reviews
Hampshire Trust Bank | CardOneMoney | |
iPhone Review Score (out of 5) | No Rating | 2.7 |
Number of iPhone Reviews | No Reviews | 61 |
Android Review Score (out of 5) | No Rating | 3.9 |
Number of Android Reviews | No Reviews | 200 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/card-one-money/id1133870045
Hampshire Trust Bank vs CardOneMoney Account Fees & Charges
Hampshire Trust Bank | CardOneMoney | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | No | £12.50 |
Most Expensive Monthly Account Fee | No | £25 |
Electronic Payment Cost (in/out) | 25p | Free |
Cash Payments Cost (in/out) | £1 | £1.50 |
Cheques (in/out) | £1 | £5 |
CHAPS Payments Cost | £25 | £30 |
SEPA Payments Cost | 20p | No |
Hampshire Trust Bank vs CardOneMoney Business Savings Rates
Hampshire Trust Bank | CardOneMoney | |
Types of Business Savings Accounts | Notice Account, Fixed | None |
Lowest Savings Rate (AER) | 4.50% | NA |
Maximum Savings Rate (AER) | 5.15% | NA |
Minimum Savings Amount | £5,000 | NA |
Interest Paid On Foreign Currencies | No | Yes |
Hampshire Trust Bank vs CardOneMoney Account Opening Times
Hampshire Trust Bank | CardOneMoney | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 3 hours |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | No | No |
Hampshire Trust Bank vs CardOneMoney Features & Account Types


Hampshire Trust Bank | CardOneMoney | |
Business Current Account | No | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | Yes |
In Person/Branch Banking | No | No |
Branch Locations | London & Leeds | None, online only |
Hampshire Trust Bank vs CardOneMoney Customer Support Options
Hampshire Trust Bank | CardOneMoney | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Hampshire Trust Bank vs CardOneMoney Foreign Currency Accounts
Hampshire Trust Bank | CardOneMoney | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: | No |
|
Other Business Services From Hampshire Trust Bank and CardOneMoney


Hampshire Trust Bank | CardOneMoney | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | Yes |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Hampshire Trust Bank vs CardOneMoney Banking Basics
Hampshire Trust Bank | CardOneMoney | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 204601 | 504547 |
Website | Hampshire Trust Bank Website | CardOneMoney Website |
Common Comparison Questions
Does Hampshire Trust Bank or CardOneMoney have better customer reviews?
Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.
Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.
Does Hampshire Trust Bank or CardOneMoney have a better App?
Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.
Does Hampshire Trust Bank or CardOneMoney have better business savings rates?
Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)
In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.