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Hampshire Trust Bank VS CardOneMoney: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or CardOneMoney better for your small business?



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Below we look at both Hampshire Trust Bank and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


CardOneMoney Homepage
CardOneMoney Homepage
 

Hampshire Trust Bank vs CardOneMoney Trustpilot Reviews

Hampshire Trust BankCardOneMoney
Trustpilot Review Score (out of 5)4.54.6
Percent 5-Star Reviews75%85%
Percent 1- Star Reviews7%9%
Total Number of Reviews1,591798
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/cardonemoney.com

Hampshire Trust Bank vs CardOneMoney App Reviews

Hampshire Trust BankCardOneMoney
iPhone Review Score (out of 5)No Rating2.7
Number of iPhone ReviewsNo Reviews61
Android Review Score (out of 5)No Rating3.9
Number of Android ReviewsNo Reviews200
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/card-one-money/id1133870045

Hampshire Trust Bank vs CardOneMoney Account Fees & Charges

Hampshire Trust BankCardOneMoney
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£12.50
Most Expensive Monthly Account FeeNo£25
Electronic Payment Cost (in/out)25pFree
Cash Payments Cost (in/out)£1£1.50
Cheques (in/out)£1£5
CHAPS Payments Cost£25£30
SEPA Payments Cost20pNo

Hampshire Trust Bank vs CardOneMoney Business Savings Rates

Hampshire Trust BankCardOneMoney
Types of Business Savings AccountsNotice Account, FixedNone
Lowest Savings Rate (AER)4.50%NA
Maximum Savings Rate (AER)5.15%NA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesNoYes
 

Hampshire Trust Bank vs CardOneMoney Account Opening Times

Hampshire Trust BankCardOneMoney
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day3 hours
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoNo

Hampshire Trust Bank vs CardOneMoney Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


CardOneMoney Account Types
CardOneMoney Features & Account Types


Hampshire Trust BankCardOneMoney
Business Current AccountNoYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoNo
Branch LocationsLondon & LeedsNone, online only

Hampshire Trust Bank vs CardOneMoney Customer Support Options

Hampshire Trust BankCardOneMoney
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Hampshire Trust Bank vs CardOneMoney Foreign Currency Accounts

Hampshire Trust BankCardOneMoney
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • United States Dollar (USD)
  • Euro (EUR)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)

Other Business Services From Hampshire Trust Bank and CardOneMoney

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


CardOneMoney Account Types
Other CardOneMoney Services


Hampshire Trust BankCardOneMoney
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs CardOneMoney Banking Basics

Hampshire Trust BankCardOneMoney
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204601504547
WebsiteHampshire Trust Bank WebsiteCardOneMoney Website

Common Comparison Questions

Does Hampshire Trust Bank or CardOneMoney have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.

Does Hampshire Trust Bank or CardOneMoney have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.

Does Hampshire Trust Bank or CardOneMoney have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Hampshire Trust Bank vs Fair Everywhere
Hampshire Trust Bank vs Countingup
Hampshire Trust Bank vs State Bank of India (UK)
Hampshire Trust Bank vs Charity Bank
Hampshire Trust Bank vs Cumberland Building Society


For other business bank accounts see our guide here.

 



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