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Hampshire Trust Bank VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or Cambridge & Counties Bank better for your small business?



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Below we look at both Hampshire Trust Bank and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Hampshire Trust Bank vs Cambridge & Counties Bank Trustpilot Reviews

Hampshire Trust BankCambridge & Counties Bank
Trustpilot Review Score (out of 5)4.52.8
Percent 5-Star Reviews75%29%
Percent 1- Star Reviews7%43%
Total Number of Reviews1,5917
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Hampshire Trust Bank vs Cambridge & Counties Bank App Reviews

Hampshire Trust BankCambridge & Counties Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Hampshire Trust Bank vs Cambridge & Counties Bank Account Fees & Charges

Hampshire Trust BankCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£12
Most Expensive Monthly Account FeeNo£12
Electronic Payment Cost (in/out)25p£1
Cash Payments Cost (in/out)£1£2
Cheques (in/out)£1£2
CHAPS Payments Cost£25£20
SEPA Payments Cost20p25p

Hampshire Trust Bank vs Cambridge & Counties Bank Business Savings Rates

Hampshire Trust BankCambridge & Counties Bank
Types of Business Savings AccountsNotice Account, FixedNotice account, Fixed Rate
Lowest Savings Rate (AER)4.50%4.05%
Maximum Savings Rate (AER)5.15%4.80%
Minimum Savings Amount£5,000£10,000
Interest Paid On Foreign CurrenciesNoNo
 

Hampshire Trust Bank vs Cambridge & Counties Bank Account Opening Times

Hampshire Trust BankCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Hampshire Trust Bank vs Cambridge & Counties Bank Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Hampshire Trust BankCambridge & Counties Bank
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoYes
Branch LocationsLondon & LeedsLeicester

Hampshire Trust Bank vs Cambridge & Counties Bank Customer Support Options

Hampshire Trust BankCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoYes

Hampshire Trust Bank vs Cambridge & Counties Bank Foreign Currency Accounts

Hampshire Trust BankCambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:NoNo

Other Business Services From Hampshire Trust Bank and Cambridge & Counties Bank

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Hampshire Trust BankCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs Cambridge & Counties Bank Banking Basics

Hampshire Trust BankCambridge & Counties Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204601579415
WebsiteHampshire Trust Bank WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Hampshire Trust Bank or Cambridge & Counties Bank have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Hampshire Trust Bank or Cambridge & Counties Bank have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Hampshire Trust Bank or Cambridge & Counties Bank have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Hampshire Trust Bank vs Recognise Bank
Hampshire Trust Bank vs Dudley Building Society
Hampshire Trust Bank vs MyPOS
Hampshire Trust Bank vs Ampere
Mettle vs Monese


For other business bank accounts see our guide here.

 



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