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Hampshire Trust Bank VS Cambridge Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or Cambridge Building Society better for your small business?



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Below we look at both Hampshire Trust Bank and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


Cambridge Building Society Homepage
Cambridge Building Society Homepage
 

Hampshire Trust Bank vs Cambridge Building Society Trustpilot Reviews

Hampshire Trust BankCambridge Building Society
Trustpilot Review Score (out of 5)4.53.1
Percent 5-Star Reviews75%53%
Percent 1- Star Reviews7%47%
Total Number of Reviews1,59115
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/www.cambridgebs.co.uk

Hampshire Trust Bank vs Cambridge Building Society App Reviews

Hampshire Trust BankCambridge Building Society
iPhone Review Score (out of 5)No Rating4
Number of iPhone ReviewsNo Reviews35
Android Review Score (out of 5)No Rating2.6
Number of Android ReviewsNo Reviews29
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229

Hampshire Trust Bank vs Cambridge Building Society Account Fees & Charges

Hampshire Trust BankCambridge Building Society
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo£10
Most Expensive Monthly Account FeeNo£20
Electronic Payment Cost (in/out)25pFree
Cash Payments Cost (in/out)£1£1.50
Cheques (in/out)£1Free
CHAPS Payments Cost£25No
SEPA Payments Cost20pNo

Hampshire Trust Bank vs Cambridge Building Society Business Savings Rates

Hampshire Trust BankCambridge Building Society
Types of Business Savings AccountsNotice Account, FixedBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond
Lowest Savings Rate (AER)4.50%2.90%
Maximum Savings Rate (AER)5.15%4.25%
Minimum Savings Amount£5,000£1,000
Interest Paid On Foreign CurrenciesNoNo
 

Hampshire Trust Bank vs Cambridge Building Society Account Opening Times

Hampshire Trust BankCambridge Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Hampshire Trust Bank vs Cambridge Building Society Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


Hampshire Trust BankCambridge Building Society
Business Current AccountNoNo
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneNone
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingNoYes
Branch LocationsLondon & LeedsLocations around Cambridge

Hampshire Trust Bank vs Cambridge Building Society Customer Support Options

Hampshire Trust BankCambridge Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoYes

Hampshire Trust Bank vs Cambridge Building Society Foreign Currency Accounts

Hampshire Trust BankCambridge Building Society
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:NoNo

Other Business Services From Hampshire Trust Bank and Cambridge Building Society

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Cambridge Building Society Account Types
Other Cambridge Building Society Services


Hampshire Trust BankCambridge Building Society
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Hampshire Trust Bank vs Cambridge Building Society Banking Basics

Hampshire Trust BankCambridge Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number204601157223
WebsiteHampshire Trust Bank WebsiteCambridge Building Society Website

Common Comparison Questions

Does Hampshire Trust Bank or Cambridge Building Society have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.

Does Hampshire Trust Bank or Cambridge Building Society have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

Does Hampshire Trust Bank or Cambridge Building Society have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).

See Other Comparisons:
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Hampshire Trust Bank vs Unity Trust


For other business bank accounts see our guide here.

 



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