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Hampshire Trust Bank VS 3S Money: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Hampshire Trust Bank or 3S Money better for your small business?



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Below we look at both Hampshire Trust Bank and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage


3S Money Homepage
3S Money Homepage
 

Hampshire Trust Bank vs 3S Money Trustpilot Reviews

Hampshire Trust Bank3S Money
Trustpilot Review Score (out of 5)4.54.7
Percent 5-Star Reviews75%93%
Percent 1- Star Reviews7%5%
Total Number of Reviews1,591730
Sources:
https://www.trustpilot.com/review/htb.co.uk
https://www.trustpilot.com/review/3s.money

Hampshire Trust Bank vs 3S Money App Reviews

Hampshire Trust Bank3S Money
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Hampshire Trust Bank vs 3S Money Account Fees & Charges

Hampshire Trust Bank3S Money
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeNo$100
Most Expensive Monthly Account FeeNo$100
Electronic Payment Cost (in/out)25pFree + 60p
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1£1
CHAPS Payments Cost£25£20
SEPA Payments Cost20p€1

Hampshire Trust Bank vs 3S Money Business Savings Rates

Hampshire Trust Bank3S Money
Types of Business Savings AccountsNotice Account, FixedNone
Lowest Savings Rate (AER)4.50%NA
Maximum Savings Rate (AER)5.15%NA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesNoNo
 

Hampshire Trust Bank vs 3S Money Account Opening Times

Hampshire Trust Bank3S Money
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day15 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Hampshire Trust Bank vs 3S Money Features & Account Types

Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


3S Money Account Types
3S Money Features & Account Types


Hampshire Trust Bank3S Money
Business Current AccountNoYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingNoNo
Branch LocationsLondon & LeedsNone, online only

Hampshire Trust Bank vs 3S Money Customer Support Options

Hampshire Trust Bank3S Money
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoNo

Hampshire Trust Bank vs 3S Money Foreign Currency Accounts

Hampshire Trust Bank3S Money
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:NoNo

Other Business Services From Hampshire Trust Bank and 3S Money

Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


3S Money Account Types
Other 3S Money Services


Hampshire Trust Bank3S Money
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Hampshire Trust Bank vs 3S Money Banking Basics

Hampshire Trust Bank3S Money
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number204601900918
WebsiteHampshire Trust Bank Website3S Money Website

Common Comparison Questions

Does Hampshire Trust Bank or 3S Money have better customer reviews?

Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of these reviews 75% are 5-star and 7% are 1-star.

Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.

Does Hampshire Trust Bank or 3S Money have a better App?

Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Hampshire Trust Bank or 3S Money have better business savings rates?

Hampshire Trust Bank offers the following types of business savings accounts: Notice Account, Fixed with interest rates ranging from 4.50% to 5.15%. (AER)

In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Hampshire Trust Bank vs MultiPass
Hampshire Trust Bank vs Reliance Bank
Hampshire Trust Bank vs SumUp Business Account
Hampshire Trust Bank vs Cambridge & Counties Bank
Hampshire Trust Bank vs Recognise Bank


For other business bank accounts see our guide here.

 



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