Is Danske Bank UK or Unity Trust better for your small business?
Below we look at both Danske Bank UK and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Danske Bank UK vs Unity Trust Trustpilot Reviews
Danske Bank UK | Unity Trust | |
Trustpilot Review Score (out of 5) | 2 | 4 |
Percent 5-Star Reviews | 12% | 61% |
Percent 1- Star Reviews | 71% | 14% |
Total Number of Reviews | 24 | 255 |
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/unity.co.uk
Danske Bank UK vs Unity Trust App Reviews
Danske Bank UK | Unity Trust | |
iPhone Review Score (out of 5) | 4.4 | No Rating |
Number of iPhone Reviews | 2,900 | No Reviews |
Android Review Score (out of 5) | 4.4 | No Rating |
Number of Android Reviews | 2,890 | No Reviews |
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://www.apple.com/uk/app-store/
Danske Bank UK vs Unity Trust Account Fees & Charges
Danske Bank UK | Unity Trust | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 24 Months | NA |
Cheapest Monthly Account Fee | £7 | £6 |
Most Expensive Monthly Account Fee | £48 | £6 |
Electronic Payment Cost (in/out) | 45p | 14p |
Cash Payments Cost (in/out) | 90p / £1.40 per £100 | 50p per £100 |
Cheques (in/out) | 80p / 90p per item | 30p per item |
CHAPS Payments Cost | £20 | £28 |
SEPA Payments Cost | No | 25p |
Danske Bank UK vs Unity Trust Business Savings Rates
Danske Bank UK | Unity Trust | |
Types of Business Savings Accounts | Business Investment Account, Fixed Term Deposit | Instant Access, Fixed Term |
Lowest Savings Rate (AER) | 1.65% | 2.77% |
Maximum Savings Rate (AER) | 4.60% | 5.10% |
Minimum Savings Amount | £1 | No |
Interest Paid On Foreign Currencies | Yes | Yes |
Danske Bank UK vs Unity Trust Account Opening Times
Danske Bank UK | Unity Trust | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | 7 Working days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
Danske Bank UK vs Unity Trust Features & Account Types


Danske Bank UK | Unity Trust | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | No |
Branch Locations | Nothern Ireland oly | No own branches but can use NatWest, RBS or Ulster Bank locations |
Danske Bank UK vs Unity Trust Customer Support Options
Danske Bank UK | Unity Trust | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Danske Bank UK vs Unity Trust Foreign Currency Accounts
Danske Bank UK | Unity Trust | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Danske Bank UK and Unity Trust


Danske Bank UK | Unity Trust | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Danske Bank UK vs Unity Trust Banking Basics
Danske Bank UK | Unity Trust | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 122261 | 204570 |
Website | Danske Bank UK Website | Unity Trust Website |
Common Comparison Questions
Does Danske Bank UK or Unity Trust have better customer reviews?
Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Danske Bank UK or Unity Trust have a better App?
Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Danske Bank UK or Unity Trust have better business savings rates?
Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.