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Danske Bank UK VS Unity Trust: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Danske Bank UK or Unity Trust better for your small business?



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Below we look at both Danske Bank UK and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Danske Bank UK Homepage
Danske Bank UK Homepage


Unity Trust Homepage
Unity Trust Homepage
 

Danske Bank UK vs Unity Trust Trustpilot Reviews

Danske Bank UKUnity Trust
Trustpilot Review Score (out of 5)24
Percent 5-Star Reviews12%61%
Percent 1- Star Reviews71%14%
Total Number of Reviews24255
Sources:
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/unity.co.uk

Danske Bank UK vs Unity Trust App Reviews

Danske Bank UKUnity Trust
iPhone Review Score (out of 5)4.4No Rating
Number of iPhone Reviews2,900No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews2,890No Reviews
Sources:
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://www.apple.com/uk/app-store/

Danske Bank UK vs Unity Trust Account Fees & Charges

Danske Bank UKUnity Trust
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account Fee£7£6
Most Expensive Monthly Account Fee£48£6
Electronic Payment Cost (in/out)45p14p
Cash Payments Cost (in/out)90p / £1.40 per £10050p per £100
Cheques (in/out)80p / 90p per item30p per item
CHAPS Payments Cost£20£28
SEPA Payments CostNo25p

Danske Bank UK vs Unity Trust Business Savings Rates

Danske Bank UKUnity Trust
Types of Business Savings AccountsBusiness Investment Account, Fixed Term DepositInstant Access, Fixed Term
Lowest Savings Rate (AER)1.65%2.77%
Maximum Savings Rate (AER)4.60%5.10%
Minimum Savings Amount£1No
Interest Paid On Foreign CurrenciesYesYes
 

Danske Bank UK vs Unity Trust Account Opening Times

Danske Bank UKUnity Trust
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working days7 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Danske Bank UK vs Unity Trust Features & Account Types

Danske Bank UK Account Types
Danske Bank UK Features & Account Types


Unity Trust Account Types
Unity Trust Features & Account Types


Danske Bank UKUnity Trust
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesNo
Branch LocationsNothern Ireland olyNo own branches but can use NatWest, RBS or Ulster Bank locations

Danske Bank UK vs Unity Trust Customer Support Options

Danske Bank UKUnity Trust
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Danske Bank UK vs Unity Trust Foreign Currency Accounts

Danske Bank UKUnity Trust
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss franc (CHF)
  • Swedish krona (SEK)
  • Danish krone (DKK)
  • Norwegian krone (NOK)
  • Polish zloty (PLN)
  • Hungarian forint (HUF)
  • Czech koruna (CZK)
  • Romanian leu (RON)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)

Other Business Services From Danske Bank UK and Unity Trust

Danske Bank UK Account Types
Other Danske Bank UK Services


Unity Trust Account Types
Other Unity Trust Services


Danske Bank UKUnity Trust
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Danske Bank UK vs Unity Trust Banking Basics

Danske Bank UKUnity Trust
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number122261204570
WebsiteDanske Bank UK WebsiteUnity Trust Website

Common Comparison Questions

Does Danske Bank UK or Unity Trust have better customer reviews?

Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.

Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.

Does Danske Bank UK or Unity Trust have a better App?

Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.

In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Danske Bank UK or Unity Trust have better business savings rates?

Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)

In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).

See Other Comparisons:
Danske Bank UK vs United Trust Bank
Danske Bank UK vs HSBC Kinetic
Danske Bank UK vs CardOneMoney
Danske Bank UK vs Fair Everywhere
Danske Bank UK vs Countingup


For other business bank accounts see our guide here.

 



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