Is Danske Bank UK or United Trust Bank better for your small business?
Below we look at both Danske Bank UK and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Danske Bank UK vs United Trust Bank Trustpilot Reviews
| Danske Bank UK | United Trust Bank | |
| Trustpilot Review Score (out of 5) | 2 | 4.6 |
| Percent 5-Star Reviews | 12% | 78% |
| Percent 1- Star Reviews | 71% | 3% |
| Total Number of Reviews | 24 | 1,372 |
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/utbank.co.uk
Danske Bank UK vs United Trust Bank App Reviews
| Danske Bank UK | United Trust Bank | |
| iPhone Review Score (out of 5) | 4.4 | 5 |
| Number of iPhone Reviews | 2,900 | 5 |
| Android Review Score (out of 5) | 4.4 | No Rating |
| Number of Android Reviews | 2,890 | No Reviews |
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://apps.apple.com/us/app/united-trust-bank/id6444029400
Danske Bank UK vs United Trust Bank Account Fees & Charges
| Danske Bank UK | United Trust Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 24 Months | NA |
| Cheapest Monthly Account Fee | £7 | £12.50 |
| Most Expensive Monthly Account Fee | £48 | £25 |
| Electronic Payment Cost (in/out) | 45p | Free |
| Cash Payments Cost (in/out) | 90p / £1.40 per £100 | Free / £1.50 |
| Cheques (in/out) | 80p / 90p per item | Free / £2.50 |
| CHAPS Payments Cost | £20 | £25 |
| SEPA Payments Cost | No | No |
Danske Bank UK vs United Trust Bank Business Savings Rates
| Danske Bank UK | United Trust Bank | |
| Types of Business Savings Accounts | Business Investment Account, Fixed Term Deposit | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts |
| Lowest Savings Rate (AER) | 1.65% | 3.75% |
| Maximum Savings Rate (AER) | 4.60% | 5.25% |
| Minimum Savings Amount | £1 | £5,000 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Danske Bank UK vs United Trust Bank Account Opening Times
| Danske Bank UK | United Trust Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 Working days | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Danske Bank UK vs United Trust Bank Features & Account Types
| Danske Bank UK | United Trust Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Nothern Ireland oly | London office only |
Danske Bank UK vs United Trust Bank Customer Support Options
| Danske Bank UK | United Trust Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Danske Bank UK vs United Trust Bank Foreign Currency Accounts
| Danske Bank UK | United Trust Bank | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
|
Other Business Services From Danske Bank UK and United Trust Bank
| Danske Bank UK | United Trust Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Danske Bank UK vs United Trust Bank Banking Basics
| Danske Bank UK | United Trust Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 122261 | 204463 |
| Website | Danske Bank UK Website | United Trust Bank Website |
Common Comparison Questions
Does Danske Bank UK or United Trust Bank have better customer reviews?
Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.
Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.
Does Danske Bank UK or United Trust Bank have a better App?
Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.
In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Danske Bank UK or United Trust Bank have better business savings rates?
Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)
In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).
See Other Comparisons:Danske Bank UK vs HSBC Kinetic
Danske Bank UK vs CardOneMoney
Danske Bank UK vs Fair Everywhere
Danske Bank UK vs Countingup
Danske Bank UK vs State Bank of India (UK)
For other business bank accounts see our guide here.