Is Danske Bank UK or SumUp Business Account better for your small business?
Below we look at both Danske Bank UK and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Danske Bank UK vs SumUp Business Account Trustpilot Reviews
Danske Bank UK | SumUp Business Account | |
Trustpilot Review Score (out of 5) | 2 | 4.2 |
Percent 5-Star Reviews | 12% | 64% |
Percent 1- Star Reviews | 71% | 22% |
Total Number of Reviews | 24 | 18,247 |
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/sumup.com
Danske Bank UK vs SumUp Business Account App Reviews
Danske Bank UK | SumUp Business Account | |
iPhone Review Score (out of 5) | 4.4 | 4.8 |
Number of iPhone Reviews | 2,900 | 12,400 |
Android Review Score (out of 5) | 4.4 | 4.7 |
Number of Android Reviews | 2,890 | 84,500 |
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://apps.apple.com/gb/app/sumup/id514879214
Danske Bank UK vs SumUp Business Account Account Fees & Charges
Danske Bank UK | SumUp Business Account | |
Free Business Bank Account | Yes | Yes |
Free Business Account Term Length | 24 Months | No Limit |
Cheapest Monthly Account Fee | £7 | No |
Most Expensive Monthly Account Fee | £48 | No |
Electronic Payment Cost (in/out) | 45p | Free |
Cash Payments Cost (in/out) | 90p / £1.40 per £100 | Free |
Cheques (in/out) | 80p / 90p per item | Free |
CHAPS Payments Cost | £20 | No |
SEPA Payments Cost | No | No |
Danske Bank UK vs SumUp Business Account Business Savings Rates
Danske Bank UK | SumUp Business Account | |
Types of Business Savings Accounts | Business Investment Account, Fixed Term Deposit | None |
Lowest Savings Rate (AER) | 1.65% | NA |
Maximum Savings Rate (AER) | 4.60% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | No |
Danske Bank UK vs SumUp Business Account Account Opening Times
Danske Bank UK | SumUp Business Account | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Danske Bank UK vs SumUp Business Account Features & Account Types


Danske Bank UK | SumUp Business Account | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | Nothern Ireland oly | None, online only |
Danske Bank UK vs SumUp Business Account Customer Support Options
Danske Bank UK | SumUp Business Account | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Danske Bank UK vs SumUp Business Account Foreign Currency Accounts
Danske Bank UK | SumUp Business Account | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Danske Bank UK and SumUp Business Account


Danske Bank UK | SumUp Business Account | |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | Yes |
Free Accounting Software | No | No |
Danske Bank UK vs SumUp Business Account Banking Basics
Danske Bank UK | SumUp Business Account | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 122261 | 900700 |
Website | Danske Bank UK Website | SumUp Business Account Website |
Common Comparison Questions
Does Danske Bank UK or SumUp Business Account have better customer reviews?
Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.
Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.
Does Danske Bank UK or SumUp Business Account have a better App?
Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.
In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.
Does Danske Bank UK or SumUp Business Account have better business savings rates?
Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)
In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.