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Danske Bank UK VS SumUp Business Account: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Danske Bank UK or SumUp Business Account better for your small business?



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Below we look at both Danske Bank UK and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Danske Bank UK Homepage
Danske Bank UK Homepage


SumUp Business Account Homepage
SumUp Business Account Homepage
 

Danske Bank UK vs SumUp Business Account Trustpilot Reviews

Danske Bank UKSumUp Business Account
Trustpilot Review Score (out of 5)24.2
Percent 5-Star Reviews12%64%
Percent 1- Star Reviews71%22%
Total Number of Reviews2418,247
Sources:
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/sumup.com

Danske Bank UK vs SumUp Business Account App Reviews

Danske Bank UKSumUp Business Account
iPhone Review Score (out of 5)4.44.8
Number of iPhone Reviews2,90012,400
Android Review Score (out of 5)4.44.7
Number of Android Reviews2,89084,500
Sources:
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://apps.apple.com/gb/app/sumup/id514879214

Danske Bank UK vs SumUp Business Account Account Fees & Charges

Danske Bank UKSumUp Business Account
Free Business Bank AccountYesYes
Free Business Account Term Length24 MonthsNo Limit
Cheapest Monthly Account Fee£7No
Most Expensive Monthly Account Fee£48No
Electronic Payment Cost (in/out)45pFree
Cash Payments Cost (in/out)90p / £1.40 per £100Free
Cheques (in/out)80p / 90p per itemFree
CHAPS Payments Cost£20No
SEPA Payments CostNoNo

Danske Bank UK vs SumUp Business Account Business Savings Rates

Danske Bank UKSumUp Business Account
Types of Business Savings AccountsBusiness Investment Account, Fixed Term DepositNone
Lowest Savings Rate (AER)1.65%NA
Maximum Savings Rate (AER)4.60%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesNo
 

Danske Bank UK vs SumUp Business Account Account Opening Times

Danske Bank UKSumUp Business Account
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working days10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Danske Bank UK vs SumUp Business Account Features & Account Types

Danske Bank UK Account Types
Danske Bank UK Features & Account Types


SumUp Business Account Account Types
SumUp Business Account Features & Account Types


Danske Bank UKSumUp Business Account
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNothern Ireland olyNone, online only

Danske Bank UK vs SumUp Business Account Customer Support Options

Danske Bank UKSumUp Business Account
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Danske Bank UK vs SumUp Business Account Foreign Currency Accounts

Danske Bank UKSumUp Business Account
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Swiss franc (CHF)
  • Swedish krona (SEK)
  • Danish krone (DKK)
  • Norwegian krone (NOK)
  • Polish zloty (PLN)
  • Hungarian forint (HUF)
  • Czech koruna (CZK)
  • Romanian leu (RON)
No

Other Business Services From Danske Bank UK and SumUp Business Account

Danske Bank UK Account Types
Other Danske Bank UK Services


SumUp Business Account Account Types
Other SumUp Business Account Services


Danske Bank UKSumUp Business Account
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Danske Bank UK vs SumUp Business Account Banking Basics

Danske Bank UKSumUp Business Account
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number122261900700
WebsiteDanske Bank UK WebsiteSumUp Business Account Website

Common Comparison Questions

Does Danske Bank UK or SumUp Business Account have better customer reviews?

Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.

Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.

Does Danske Bank UK or SumUp Business Account have a better App?

Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.

In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.

Does Danske Bank UK or SumUp Business Account have better business savings rates?

Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)

In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Danske Bank UK vs Cambridge & Counties Bank
Danske Bank UK vs Recognise Bank
Danske Bank UK vs Dudley Building Society
Danske Bank UK vs MyPOS
Danske Bank UK vs Ampere


For other business bank accounts see our guide here.

 



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