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Danske Bank UK VS Mettle: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Danske Bank UK or Mettle better for your small business?



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Below we look at both Danske Bank UK and Mettle reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Danske Bank UK Homepage
Danske Bank UK Homepage


Mettle Homepage
Mettle Homepage
 

Danske Bank UK vs Mettle Trustpilot Reviews

Danske Bank UKMettle
Trustpilot Review Score (out of 5)24.6
Percent 5-Star Reviews12%81%
Percent 1- Star Reviews71%8%
Total Number of Reviews243,418
Sources:
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/mettle.co.uk

Danske Bank UK vs Mettle App Reviews

Danske Bank UKMettle
iPhone Review Score (out of 5)4.44.9
Number of iPhone Reviews2,90025,100
Android Review Score (out of 5)4.44.8
Number of Android Reviews2,8908,890
Sources:
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870

Danske Bank UK vs Mettle Account Fees & Charges

Danske Bank UKMettle
Free Business Bank AccountYesYes
Free Business Account Term Length24 MonthsNo Limit
Cheapest Monthly Account Fee£7No
Most Expensive Monthly Account Fee£48No
Electronic Payment Cost (in/out)45pFree
Cash Payments Cost (in/out)90p / £1.40 per £100£1.50 / £2.50
Cheques (in/out)80p / 90p per item50p
CHAPS Payments Cost£20£20
SEPA Payments CostNoNo

Danske Bank UK vs Mettle Business Savings Rates

Danske Bank UKMettle
Types of Business Savings AccountsBusiness Investment Account, Fixed Term DepositSavings pot
Lowest Savings Rate (AER)1.65%1.46%
Maximum Savings Rate (AER)4.60%1.46%
Minimum Savings Amount£1£10
Interest Paid On Foreign CurrenciesYesNo
 

Danske Bank UK vs Mettle Account Opening Times

Danske Bank UKMettle
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working daysFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Danske Bank UK vs Mettle Features & Account Types

Danske Bank UK Account Types
Danske Bank UK Features & Account Types


Mettle Account Types
Mettle Features & Account Types


Danske Bank UKMettle
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsNothern Ireland olyNone, online only

Danske Bank UK vs Mettle Customer Support Options

Danske Bank UKMettle
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Danske Bank UK vs Mettle Foreign Currency Accounts

Danske Bank UKMettle
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Swiss franc (CHF)
  • Swedish krona (SEK)
  • Danish krone (DKK)
  • Norwegian krone (NOK)
  • Polish zloty (PLN)
  • Hungarian forint (HUF)
  • Czech koruna (CZK)
  • Romanian leu (RON)
No

Other Business Services From Danske Bank UK and Mettle

Danske Bank UK Account Types
Other Danske Bank UK Services


Mettle Account Types
Other Mettle Services


Danske Bank UKMettle
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingYesNo
International PaymentsYesNo
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Danske Bank UK vs Mettle Banking Basics

Danske Bank UKMettle
Bank TypeChallengerHigh Street/Challenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000 via NatWest
FCA Number122261121878
WebsiteDanske Bank UK WebsiteMettle Website

Common Comparison Questions

Does Danske Bank UK or Mettle have better customer reviews?

Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.

Whereas, Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of which 81% are 5-star and 8% are 1-star.

Does Danske Bank UK or Mettle have a better App?

Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.

In comparison, Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

Does Danske Bank UK or Mettle have better business savings rates?

Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)

In contrast, Mettle offers Savings pot accounts with interest rates ranging from 1.46% to 1.46% (AER).

See Other Comparisons:
Danske Bank UK vs Monese
Danske Bank UK vs Saffron Building Society
Danske Bank UK vs OakNorth
Danske Bank UK vs Airwallex
Danske Bank UK vs Triodos Bank


For other business bank accounts see our guide here.

 



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