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Danske Bank UK VS Charity Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Danske Bank UK or Charity Bank better for your small business?



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Below we look at both Danske Bank UK and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Danske Bank UK Homepage
Danske Bank UK Homepage


Charity Bank Homepage
Charity Bank Homepage
 

Danske Bank UK vs Charity Bank Trustpilot Reviews

Danske Bank UKCharity Bank
Trustpilot Review Score (out of 5)23.3
Percent 5-Star Reviews12%33%
Percent 1- Star Reviews71%34%
Total Number of Reviews243
Sources:
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/charitybank.org

Danske Bank UK vs Charity Bank App Reviews

Danske Bank UKCharity Bank
iPhone Review Score (out of 5)4.4No Rating
Number of iPhone Reviews2,900No Reviews
Android Review Score (out of 5)4.4No Rating
Number of Android Reviews2,890No Reviews
Sources:
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://www.apple.com/uk/app-store/

Danske Bank UK vs Charity Bank Account Fees & Charges

Danske Bank UKCharity Bank
Free Business Bank AccountYesNo
Free Business Account Term Length24 MonthsNA
Cheapest Monthly Account Fee£7Free
Most Expensive Monthly Account Fee£48Free
Electronic Payment Cost (in/out)45pNo
Cash Payments Cost (in/out)90p / £1.40 per £100Free
Cheques (in/out)80p / 90p per itemFree
CHAPS Payments Cost£20£10
SEPA Payments CostNo20p

Danske Bank UK vs Charity Bank Business Savings Rates

Danske Bank UKCharity Bank
Types of Business Savings AccountsBusiness Investment Account, Fixed Term DepositCITR accounts, Easy Access, Notice Accounts, Fixed Account
Lowest Savings Rate (AER)1.65%2.02%
Maximum Savings Rate (AER)4.60%4.51%
Minimum Savings Amount£1£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Danske Bank UK vs Charity Bank Account Opening Times

Danske Bank UKCharity Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Danske Bank UK vs Charity Bank Features & Account Types

Danske Bank UK Account Types
Danske Bank UK Features & Account Types


Charity Bank Account Types
Charity Bank Features & Account Types


Danske Bank UKCharity Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesNo
Branch LocationsNothern Ireland olyTonbridge

Danske Bank UK vs Charity Bank Customer Support Options

Danske Bank UKCharity Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Danske Bank UK vs Charity Bank Foreign Currency Accounts

Danske Bank UKCharity Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Swiss franc (CHF)
  • Swedish krona (SEK)
  • Danish krone (DKK)
  • Norwegian krone (NOK)
  • Polish zloty (PLN)
  • Hungarian forint (HUF)
  • Czech koruna (CZK)
  • Romanian leu (RON)
No

Other Business Services From Danske Bank UK and Charity Bank

Danske Bank UK Account Types
Other Danske Bank UK Services


Charity Bank Account Types
Other Charity Bank Services


Danske Bank UKCharity Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Danske Bank UK vs Charity Bank Banking Basics

Danske Bank UKCharity Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number122261207701
WebsiteDanske Bank UK WebsiteCharity Bank Website

Common Comparison Questions

Does Danske Bank UK or Charity Bank have better customer reviews?

Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.

Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.

Does Danske Bank UK or Charity Bank have a better App?

Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.

In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Danske Bank UK or Charity Bank have better business savings rates?

Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)

In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).

See Other Comparisons:
Danske Bank UK vs Cumberland Building Society
Danske Bank UK vs Redwood Bank
Danske Bank UK vs Amaiz
Danske Bank UK vs ICICI Bank UK
Danske Bank UK vs Intergiro


For other business bank accounts see our guide here.

 



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