Is Danske Bank UK or Zempler Bank (formerly Cashplus) better for your small business?
Below we look at both Danske Bank UK and Zempler Bank (formerly Cashplus) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Danske Bank UK vs Zempler Bank (formerly Cashplus) Trustpilot Reviews
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Trustpilot Review Score (out of 5) | 2 | 3.7 |
| Percent 5-Star Reviews | 12% | 54% |
| Percent 1- Star Reviews | 71% | 30% |
| Total Number of Reviews | 24 | 9,921 |
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/www.cashplus.com
Danske Bank UK vs Zempler Bank (formerly Cashplus) App Reviews
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| iPhone Review Score (out of 5) | 4.4 | 4.7 |
| Number of iPhone Reviews | 2,900 | 48,000 |
| Android Review Score (out of 5) | 4.4 | 4.5 |
| Number of Android Reviews | 2,890 | 23,400 |
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://apps.apple.com/gb/app/cashplus-bank/id709473017
Danske Bank UK vs Zempler Bank (formerly Cashplus) Account Fees & Charges
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | 24 Months | No Limit |
| Cheapest Monthly Account Fee | £7 | No |
| Most Expensive Monthly Account Fee | £48 | £9 |
| Electronic Payment Cost (in/out) | 45p | Free / 30p |
| Cash Payments Cost (in/out) | 90p / £1.40 per £100 | 0.5% / £2 |
| Cheques (in/out) | 80p / 90p per item | Unknown |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | No | £15 |
Danske Bank UK vs Zempler Bank (formerly Cashplus) Business Savings Rates
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Types of Business Savings Accounts | Business Investment Account, Fixed Term Deposit | None |
| Lowest Savings Rate (AER) | 1.65% | NA |
| Maximum Savings Rate (AER) | 4.60% | NA |
| Minimum Savings Amount | £1 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Danske Bank UK vs Zempler Bank (formerly Cashplus) Account Opening Times
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 Working days | 1 day |
| Do They Check Your Credit? | Yes | No |
| Current Account Switch Service | Yes | No |
Danske Bank UK vs Zempler Bank (formerly Cashplus) Features & Account Types
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Nothern Ireland oly | None, online only |
Danske Bank UK vs Zempler Bank (formerly Cashplus) Customer Support Options
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Danske Bank UK vs Zempler Bank (formerly Cashplus) Foreign Currency Accounts
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From Danske Bank UK and Zempler Bank (formerly Cashplus)
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Danske Bank UK vs Zempler Bank (formerly Cashplus) Banking Basics
| Danske Bank UK | Zempler Bank (formerly Cashplus) | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 122261 | 671140 |
| Website | Danske Bank UK Website | Zempler Bank (formerly Cashplus) Website |
Common Comparison Questions
Does Danske Bank UK or Zempler Bank (formerly Cashplus) have better customer reviews?
Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.
Whereas, Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of which 54% are 5-star and 30% are 1-star.
Does Danske Bank UK or Zempler Bank (formerly Cashplus) have a better App?
Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.
In comparison, Zempler Bank (formerly Cashplus)’s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
Does Danske Bank UK or Zempler Bank (formerly Cashplus) have better business savings rates?
Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)
In contrast, Zempler Bank (formerly Cashplus) offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.