Is Danske Bank UK or CardOneMoney better for your small business?
Below we look at both Danske Bank UK and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Danske Bank UK vs CardOneMoney Trustpilot Reviews
Danske Bank UK | CardOneMoney | |
Trustpilot Review Score (out of 5) | 2 | 4.6 |
Percent 5-Star Reviews | 12% | 85% |
Percent 1- Star Reviews | 71% | 9% |
Total Number of Reviews | 24 | 798 |
https://www.trustpilot.com/review/danskebank.co.uk
https://www.trustpilot.com/review/cardonemoney.com
Danske Bank UK vs CardOneMoney App Reviews
Danske Bank UK | CardOneMoney | |
iPhone Review Score (out of 5) | 4.4 | 2.7 |
Number of iPhone Reviews | 2,900 | 61 |
Android Review Score (out of 5) | 4.4 | 3.9 |
Number of Android Reviews | 2,890 | 200 |
https://apps.apple.com/gb/app/mobile-bank-uk-danske-bank/id1365361930
https://apps.apple.com/gb/app/card-one-money/id1133870045
Danske Bank UK vs CardOneMoney Account Fees & Charges
Danske Bank UK | CardOneMoney | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 24 Months | NA |
Cheapest Monthly Account Fee | £7 | £12.50 |
Most Expensive Monthly Account Fee | £48 | £25 |
Electronic Payment Cost (in/out) | 45p | Free |
Cash Payments Cost (in/out) | 90p / £1.40 per £100 | £1.50 |
Cheques (in/out) | 80p / 90p per item | £5 |
CHAPS Payments Cost | £20 | £30 |
SEPA Payments Cost | No | No |
Danske Bank UK vs CardOneMoney Business Savings Rates
Danske Bank UK | CardOneMoney | |
Types of Business Savings Accounts | Business Investment Account, Fixed Term Deposit | None |
Lowest Savings Rate (AER) | 1.65% | NA |
Maximum Savings Rate (AER) | 4.60% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Danske Bank UK vs CardOneMoney Account Opening Times
Danske Bank UK | CardOneMoney | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 Working days | 3 hours |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | No |
Danske Bank UK vs CardOneMoney Features & Account Types


Danske Bank UK | CardOneMoney | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | Nothern Ireland oly | None, online only |
Danske Bank UK vs CardOneMoney Customer Support Options
Danske Bank UK | CardOneMoney | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Danske Bank UK vs CardOneMoney Foreign Currency Accounts
Danske Bank UK | CardOneMoney | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Danske Bank UK and CardOneMoney


Danske Bank UK | CardOneMoney | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | Yes |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Danske Bank UK vs CardOneMoney Banking Basics
Danske Bank UK | CardOneMoney | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 122261 | 504547 |
Website | Danske Bank UK Website | CardOneMoney Website |
Common Comparison Questions
Does Danske Bank UK or CardOneMoney have better customer reviews?
Danske Bank UK scores 2 out of 5 based 24 Trustpilot reviews. Of these reviews 12% are 5-star and 71% are 1-star.
Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.
Does Danske Bank UK or CardOneMoney have a better App?
Danske Bank UK’s iPhone App is rated 4.4 out of 5 based on 2,900 reviews. And it’s Android App is rated 4.4 out of 5 based on 2,890 reviews.
In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.
Does Danske Bank UK or CardOneMoney have better business savings rates?
Danske Bank UK offers the following types of business savings accounts: Business Investment Account, Fixed Term Deposit with interest rates ranging from 1.65% to 4.60%. (AER)
In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.