Is Cynergy Bank or Triodos Bank better for your small business?
Below we look at both Cynergy Bank and Triodos Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Cynergy Bank vs Triodos Bank Trustpilot Reviews
| Cynergy Bank | Triodos Bank | |
| Trustpilot Review Score (out of 5) | 4 | 4.1 |
| Percent 5-Star Reviews | 58% | 58% |
| Percent 1- Star Reviews | 27% | 22% |
| Total Number of Reviews | 2,235 | 514 |
https://www.trustpilot.com/review/cynergybank.co.uk
https://www.trustpilot.com/review/triodos.co.uk
Cynergy Bank vs Triodos Bank App Reviews
| Cynergy Bank | Triodos Bank | |
| iPhone Review Score (out of 5) | 1.5 | 4.6 |
| Number of iPhone Reviews | 350 | 1,700 |
| Android Review Score (out of 5) | 1.7 | 4.6 |
| Number of Android Reviews | 449 | 851 |
https://apps.apple.com/gb/app/cynergy-bank-authenticator/id1497728953
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529
Cynergy Bank vs Triodos Bank Account Fees & Charges
| Cynergy Bank | Triodos Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 12 Months | NA |
| Cheapest Monthly Account Fee | £25 | £3 |
| Most Expensive Monthly Account Fee | £25 | £3 |
| Electronic Payment Cost (in/out) | 35p | No |
| Cash Payments Cost (in/out) | 65p per £100 | Free / £1 |
| Cheques (in/out) | 30p / 78p | £1 |
| CHAPS Payments Cost | £25 | £20 |
| SEPA Payments Cost | £6 | No |
Cynergy Bank vs Triodos Bank Business Savings Rates
| Cynergy Bank | Triodos Bank | |
| Types of Business Savings Accounts | Business Saver | None |
| Lowest Savings Rate (AER) | 4.00% | NA |
| Maximum Savings Rate (AER) | 4.00% | NA |
| Minimum Savings Amount | £1 | NA |
| Interest Paid On Foreign Currencies | Yes | Yes |
Cynergy Bank vs Triodos Bank Account Opening Times
| Cynergy Bank | Triodos Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 15 minutes | 1 to 2 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Cynergy Bank vs Triodos Bank Features & Account Types
| Cynergy Bank | Triodos Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | No |
| Accounts For Charities | No | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | London, Redhill, Birmingham, Manchester and Glasgow | Bristol, London and Edinburgh |
Cynergy Bank vs Triodos Bank Customer Support Options
| Cynergy Bank | Triodos Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Cynergy Bank vs Triodos Bank Foreign Currency Accounts
| Cynergy Bank | Triodos Bank | |
| US Dollar (USD) Bank Accounts | No | No |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Cynergy Bank and Triodos Bank
| Cynergy Bank | Triodos Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Cynergy Bank vs Triodos Bank Banking Basics
| Cynergy Bank | Triodos Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 575105 | 817008 |
| Website | Cynergy Bank Website | Triodos Bank Website |
Common Comparison Questions
Does Cynergy Bank or Triodos Bank have better customer reviews?
Cynergy Bank scores 4 out of 5 based 2,235 Trustpilot reviews. Of these reviews 58% are 5-star and 27% are 1-star.
Whereas, Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of which 58% are 5-star and 22% are 1-star.
Does Cynergy Bank or Triodos Bank have a better App?
Cynergy Bank’s iPhone App is rated 1.5 out of 5 based on 350 reviews. And it’s Android App is rated 1.7 out of 5 based on 449 reviews.
In comparison, Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.
Does Cynergy Bank or Triodos Bank have better business savings rates?
Cynergy Bank offers the following types of business savings accounts: Business Saver with interest rates ranging from 4.00% to 4.00%. (AER)
In contrast, Triodos Bank offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.