Cynergy Bank VS Intergiro: Business Banking Review & Fee Comparison

Is Cynergy Bank or Intergiro better for your small business?

Below we look at both Cynergy Bank and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cynergy Bank vs Intergiro Trustpilot Reviews

	Cynergy Bank	Intergiro
Trustpilot Review Score (out of 5)	4	3.4
Percent 5-Star Reviews	58%	77%
Percent 1- Star Reviews	27%	15%
Total Number of Reviews	2,235	171

Sources:
https://www.trustpilot.com/review/cynergybank.co.uk
https://www.trustpilot.com/review/intergiro.com

Cynergy Bank vs Intergiro App Reviews

	Cynergy Bank	Intergiro
iPhone Review Score (out of 5)	1.5	5
Number of iPhone Reviews	350	4
Android Review Score (out of 5)	1.7	No Rating
Number of Android Reviews	449	No Reviews

Sources:
https://apps.apple.com/gb/app/cynergy-bank-authenticator/id1497728953
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Cynergy Bank vs Intergiro Account Fees & Charges

	Cynergy Bank	Intergiro
Free Business Bank Account	Yes	No
Free Business Account Term Length	12 Months	NA
Cheapest Monthly Account Fee	£25	£2.99
Most Expensive Monthly Account Fee	£25	£15
Electronic Payment Cost (in/out)	35p	25p
Cash Payments Cost (in/out)	65p per £100	70p per £100
Cheques (in/out)	30p / 78p	£1
CHAPS Payments Cost	£25	£25
SEPA Payments Cost	£6	€1

Cynergy Bank vs Intergiro Business Savings Rates

	Cynergy Bank	Intergiro
Types of Business Savings Accounts	Business Saver	None
Lowest Savings Rate (AER)	4.00%	NA
Maximum Savings Rate (AER)	4.00%	NA
Minimum Savings Amount	£1	NA
Interest Paid On Foreign Currencies	Yes	Yes

Cynergy Bank vs Intergiro Account Opening Times

	Cynergy Bank	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	15 minutes	5 to 10 Working days
Do They Check Your Credit?	Yes	No
Current Account Switch Service	Yes	No

Cynergy Bank vs Intergiro Features & Account Types

	Cynergy Bank	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	Yes	No
Business Overdraft	Yes	No
Accounts For Startups	Yes	No
Accounts For Charities	No	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	No
Card Type	Visa	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	Yes	No
Branch Locations	London, Redhill, Birmingham, Manchester and Glasgow	None, online only

Cynergy Bank vs Intergiro Customer Support Options

	Cynergy Bank	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	Yes	No

Cynergy Bank vs Intergiro Foreign Currency Accounts

	Cynergy Bank	Intergiro
US Dollar (USD) Bank Accounts	No	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	No	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Cynergy Bank and Intergiro

	Cynergy Bank	Intergiro
Business Loans	Yes	No
Commercial Mortgages	Yes	No
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Payment Services	No	Yes
Card Machines	No	No
Free Accounting Software	No	No

Cynergy Bank vs Intergiro Banking Basics

	Cynergy Bank	Intergiro
Bank Type	Challenger	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	575105	900945
Website	Cynergy Bank Website	Intergiro Website

Common Comparison Questions

Does Cynergy Bank or Intergiro have better customer reviews?

Cynergy Bank scores 4 out of 5 based 2,235 Trustpilot reviews. Of these reviews 58% are 5-star and 27% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Cynergy Bank or Intergiro have a better App?

Cynergy Bank’s iPhone App is rated 1.5 out of 5 based on 350 reviews. And it’s Android App is rated 1.7 out of 5 based on 449 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Cynergy Bank or Intergiro have better business savings rates?

Cynergy Bank offers the following types of business savings accounts: Business Saver with interest rates ranging from 4.00% to 4.00%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Cynergy Bank vs GoSolo
Cynergy Bank vs 3S Money
Cynergy Bank vs MultiPass
Cynergy Bank vs Reliance Bank
Cynergy Bank vs SumUp Business Account


For other business bank accounts see our guide here.