Is Co-operative Bank or Hampshire Trust Bank better for your small business?
Below we look at both Co-operative Bank and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Co-operative Bank vs Hampshire Trust Bank Trustpilot Reviews
| Co-operative Bank | Hampshire Trust Bank | |
| Trustpilot Review Score (out of 5) | 4.2 | 4.5 |
| Percent 5-Star Reviews | 51% | 75% |
| Percent 1- Star Reviews | 39% | 7% |
| Total Number of Reviews | 7,699 | 1,591 |
https://www.trustpilot.com/review/co-operativebank.co.uk
https://www.trustpilot.com/review/htb.co.uk
Co-operative Bank vs Hampshire Trust Bank App Reviews
| Co-operative Bank | Hampshire Trust Bank | |
| iPhone Review Score (out of 5) | 4.7 | No Rating |
| Number of iPhone Reviews | 47,800 | No Reviews |
| Android Review Score (out of 5) | 4.3 | No Rating |
| Number of Android Reviews | 33,000 | No Reviews |
https://apps.apple.com/gb/app/co-operative-bank/id1439204021
https://www.apple.com/uk/app-store/
Co-operative Bank vs Hampshire Trust Bank Account Fees & Charges
| Co-operative Bank | Hampshire Trust Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 30 Months | NA |
| Cheapest Monthly Account Fee | Free | No |
| Most Expensive Monthly Account Fee | Free | No |
| Electronic Payment Cost (in/out) | Free | 25p |
| Cash Payments Cost (in/out) | £1.50 per £100 | £1 |
| Cheques (in/out) | £1.50 | £1 |
| CHAPS Payments Cost | £25 | £25 |
| SEPA Payments Cost | No | 20p |
Co-operative Bank vs Hampshire Trust Bank Business Savings Rates
| Co-operative Bank | Hampshire Trust Bank | |
| Types of Business Savings Accounts | Instant access, 35+ day, 95+ day | Notice Account, Fixed |
| Lowest Savings Rate (AER) | 1.63% | 4.50% |
| Maximum Savings Rate (AER) | 2.51% | 5.15% |
| Minimum Savings Amount | No | £5,000 |
| Interest Paid On Foreign Currencies | No | No |
Co-operative Bank vs Hampshire Trust Bank Account Opening Times
| Co-operative Bank | Hampshire Trust Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 5 Working days | 1 day |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | No |
Co-operative Bank vs Hampshire Trust Bank Features & Account Types
| Co-operative Bank | Hampshire Trust Bank | |
| Business Current Account | Yes | No |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | None |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Limited locations accross the UK | London & Leeds |
Co-operative Bank vs Hampshire Trust Bank Customer Support Options
| Co-operative Bank | Hampshire Trust Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Co-operative Bank vs Hampshire Trust Bank Foreign Currency Accounts
| Co-operative Bank | Hampshire Trust Bank | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No | No |
Other Business Services From Co-operative Bank and Hampshire Trust Bank
| Co-operative Bank | Hampshire Trust Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | Yes | No |
Co-operative Bank vs Hampshire Trust Bank Banking Basics
| Co-operative Bank | Hampshire Trust Bank | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 990937 | 204601 |
| Website | Co-operative Bank Website | Hampshire Trust Bank Website |
Common Comparison Questions
Does Co-operative Bank or Hampshire Trust Bank have better customer reviews?
Co-operative Bank scores 4.2 out of 5 based 7,699 Trustpilot reviews. Of these reviews 51% are 5-star and 39% are 1-star.
Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.
Does Co-operative Bank or Hampshire Trust Bank have a better App?
Co-operative Bank’s iPhone App is rated 4.7 out of 5 based on 47,800 reviews. And it’s Android App is rated 4.3 out of 5 based on 33,000 reviews.
In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Co-operative Bank or Hampshire Trust Bank have better business savings rates?
Co-operative Bank offers the following types of business savings accounts: Instant access, 35+ day, 95+ day with interest rates ranging from 1.63% to 2.51%. (AER)
In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).
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For other business bank accounts see our guide here.