Co-operative Bank VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison

Is Co-operative Bank or Cambridge & Counties Bank better for your small business?

Below we look at both Co-operative Bank and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Co-operative Bank vs Cambridge & Counties Bank Trustpilot Reviews

	Co-operative Bank	Cambridge & Counties Bank
Trustpilot Review Score (out of 5)	4.2	2.8
Percent 5-Star Reviews	51%	29%
Percent 1- Star Reviews	39%	43%
Total Number of Reviews	7,699	7

Sources:
https://www.trustpilot.com/review/co-operativebank.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Co-operative Bank vs Cambridge & Counties Bank App Reviews

	Co-operative Bank	Cambridge & Counties Bank
iPhone Review Score (out of 5)	4.7	No Rating
Number of iPhone Reviews	47,800	No Reviews
Android Review Score (out of 5)	4.3	No Rating
Number of Android Reviews	33,000	No Reviews

Sources:
https://apps.apple.com/gb/app/co-operative-bank/id1439204021
https://www.apple.com/uk/app-store/

Co-operative Bank vs Cambridge & Counties Bank Account Fees & Charges

	Co-operative Bank	Cambridge & Counties Bank
Free Business Bank Account	Yes	No
Free Business Account Term Length	30 Months	NA
Cheapest Monthly Account Fee	Free	£12
Most Expensive Monthly Account Fee	Free	£12
Electronic Payment Cost (in/out)	Free	£1
Cash Payments Cost (in/out)	£1.50 per £100	£2
Cheques (in/out)	£1.50	£2
CHAPS Payments Cost	£25	£20
SEPA Payments Cost	No	25p

Co-operative Bank vs Cambridge & Counties Bank Business Savings Rates

	Co-operative Bank	Cambridge & Counties Bank
Types of Business Savings Accounts	Instant access, 35+ day, 95+ day	Notice account, Fixed Rate
Lowest Savings Rate (AER)	1.63%	4.05%
Maximum Savings Rate (AER)	2.51%	4.80%
Minimum Savings Amount	No	£10,000
Interest Paid On Foreign Currencies	No	No

Co-operative Bank vs Cambridge & Counties Bank Account Opening Times

	Co-operative Bank	Cambridge & Counties Bank
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	5 Working days	Undisclosed
Do They Check Your Credit?	Yes	Yes
Current Account Switch Service	Yes	Yes

Co-operative Bank vs Cambridge & Counties Bank Features & Account Types

Co-operative Bank Account Types — *Co-operative Bank Features & Account Types*

Cambridge & Counties Bank Account Types — *Cambridge & Counties Bank Features & Account Types*

	Co-operative Bank	Cambridge & Counties Bank
Business Current Account	Yes	Yes
Business Savings Account	Yes	Yes
Business Credit Card	Yes	No
Business Overdraft	Yes	Yes
Accounts For Startups	Yes	No
Accounts For Charities	Yes	Yes
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	Yes
Card Type	Visa	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	No
In Person/Branch Banking	Yes	Yes
Branch Locations	Limited locations accross the UK	Leicester

Co-operative Bank vs Cambridge & Counties Bank Customer Support Options

	Co-operative Bank	Cambridge & Counties Bank
Phone Support Available	Yes	Yes
Email Support Available	Yes	Yes
App Based Support	Yes	No
Web Based Support	Yes	Yes
In person Customer Support	Yes	Yes

Co-operative Bank vs Cambridge & Counties Bank Foreign Currency Accounts

	Co-operative Bank	Cambridge & Counties Bank
US Dollar (USD) Bank Accounts	Yes	No
Euro (EUR) Bank Accounts	Yes	No
Other Currencies Available:	No	No

Other Business Services From Co-operative Bank and Cambridge & Counties Bank

	Co-operative Bank	Cambridge & Counties Bank
Business Loans	Yes	Yes
Commercial Mortgages	Yes	Yes
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Payment Services	Yes	No
Card Machines	No	No
Free Accounting Software	Yes	No

Co-operative Bank vs Cambridge & Counties Bank Banking Basics

	Co-operative Bank	Cambridge & Counties Bank
Bank Type	High Street	Challenger
FSCS Protection	Yes, up to £85,000	Yes, up to £85,000
FCA Number	990937	579415
Website	Co-operative Bank Website	Cambridge & Counties Bank Website

Common Comparison Questions

Does Co-operative Bank or Cambridge & Counties Bank have better customer reviews?

Co-operative Bank scores 4.2 out of 5 based 7,699 Trustpilot reviews. Of these reviews 51% are 5-star and 39% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Co-operative Bank or Cambridge & Counties Bank have a better App?

Co-operative Bank’s iPhone App is rated 4.7 out of 5 based on 47,800 reviews. And it’s Android App is rated 4.3 out of 5 based on 33,000 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Co-operative Bank or Cambridge & Counties Bank have better business savings rates?

Co-operative Bank offers the following types of business savings accounts: Instant access, 35+ day, 95+ day with interest rates ranging from 1.63% to 2.51%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

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