Is Cater Allen or Unity Trust better for your small business?
Below we look at both Cater Allen and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Cater Allen vs Unity Trust Trustpilot Reviews
| Cater Allen | Unity Trust | |
| Trustpilot Review Score (out of 5) | 1.9 | 4 |
| Percent 5-Star Reviews | 7% | 61% |
| Percent 1- Star Reviews | 80% | 14% |
| Total Number of Reviews | 136 | 255 |
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/unity.co.uk
Cater Allen vs Unity Trust App Reviews
| Cater Allen | Unity Trust | |
| iPhone Review Score (out of 5) | No Rating | No Rating |
| Number of iPhone Reviews | No Reviews | No Reviews |
| Android Review Score (out of 5) | No Rating | No Rating |
| Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Cater Allen vs Unity Trust Account Fees & Charges
| Cater Allen | Unity Trust | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | Free | £6 |
| Most Expensive Monthly Account Fee | £25 | £6 |
| Electronic Payment Cost (in/out) | £2 | 14p |
| Cash Payments Cost (in/out) | Free | 50p per £100 |
| Cheques (in/out) | £6 | 30p per item |
| CHAPS Payments Cost | £25 | £28 |
| SEPA Payments Cost | £2 | 25p |
Cater Allen vs Unity Trust Business Savings Rates
| Cater Allen | Unity Trust | |
| Types of Business Savings Accounts | Fixed Term, Notice Account | Instant Access, Fixed Term |
| Lowest Savings Rate (AER) | 3.00% | 2.77% |
| Maximum Savings Rate (AER) | 4.70% | 5.10% |
| Minimum Savings Amount | No | No |
| Interest Paid On Foreign Currencies | Yes | Yes |
Cater Allen vs Unity Trust Account Opening Times
| Cater Allen | Unity Trust | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 days | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | No | Yes |
Cater Allen vs Unity Trust Features & Account Types
| Cater Allen | Unity Trust | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online and phone only | No own branches but can use NatWest, RBS or Ulster Bank locations |
Cater Allen vs Unity Trust Customer Support Options
| Cater Allen | Unity Trust | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Cater Allen vs Unity Trust Foreign Currency Accounts
| Cater Allen | Unity Trust | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Cater Allen and Unity Trust
| Cater Allen | Unity Trust | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Cater Allen vs Unity Trust Banking Basics
| Cater Allen | Unity Trust | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 178737 | 204570 |
| Website | Cater Allen Website | Unity Trust Website |
Common Comparison Questions
Does Cater Allen or Unity Trust have better customer reviews?
Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Cater Allen or Unity Trust have a better App?
Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Cater Allen or Unity Trust have better business savings rates?
Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.