Is Cater Allen or United Trust Bank better for your small business?
Below we look at both Cater Allen and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Cater Allen vs United Trust Bank Trustpilot Reviews
| Cater Allen | United Trust Bank | |
| Trustpilot Review Score (out of 5) | 1.9 | 4.6 |
| Percent 5-Star Reviews | 7% | 78% |
| Percent 1- Star Reviews | 80% | 3% |
| Total Number of Reviews | 136 | 1,372 |
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/utbank.co.uk
Cater Allen vs United Trust Bank App Reviews
| Cater Allen | United Trust Bank | |
| iPhone Review Score (out of 5) | No Rating | 5 |
| Number of iPhone Reviews | No Reviews | 5 |
| Android Review Score (out of 5) | No Rating | No Rating |
| Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://apps.apple.com/us/app/united-trust-bank/id6444029400
Cater Allen vs United Trust Bank Account Fees & Charges
| Cater Allen | United Trust Bank | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | Free | £12.50 |
| Most Expensive Monthly Account Fee | £25 | £25 |
| Electronic Payment Cost (in/out) | £2 | Free |
| Cash Payments Cost (in/out) | Free | Free / £1.50 |
| Cheques (in/out) | £6 | Free / £2.50 |
| CHAPS Payments Cost | £25 | £25 |
| SEPA Payments Cost | £2 | No |
Cater Allen vs United Trust Bank Business Savings Rates
| Cater Allen | United Trust Bank | |
| Types of Business Savings Accounts | Fixed Term, Notice Account | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts |
| Lowest Savings Rate (AER) | 3.00% | 3.75% |
| Maximum Savings Rate (AER) | 4.70% | 5.25% |
| Minimum Savings Amount | No | £5,000 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Cater Allen vs United Trust Bank Account Opening Times
| Cater Allen | United Trust Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 days | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | No | Yes |
Cater Allen vs United Trust Bank Features & Account Types
| Cater Allen | United Trust Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online and phone only | London office only |
Cater Allen vs United Trust Bank Customer Support Options
| Cater Allen | United Trust Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Cater Allen vs United Trust Bank Foreign Currency Accounts
| Cater Allen | United Trust Bank | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
|
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Other Business Services From Cater Allen and United Trust Bank
| Cater Allen | United Trust Bank | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Cater Allen vs United Trust Bank Banking Basics
| Cater Allen | United Trust Bank | |
| Bank Type | High Street | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 178737 | 204463 |
| Website | Cater Allen Website | United Trust Bank Website |
Common Comparison Questions
Does Cater Allen or United Trust Bank have better customer reviews?
Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.
Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.
Does Cater Allen or United Trust Bank have a better App?
Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Cater Allen or United Trust Bank have better business savings rates?
Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)
In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).
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For other business bank accounts see our guide here.