Is Cater Allen or SumUp Business Account better for your small business?
Below we look at both Cater Allen and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Cater Allen vs SumUp Business Account Trustpilot Reviews
Cater Allen | SumUp Business Account | |
Trustpilot Review Score (out of 5) | 1.9 | 4.2 |
Percent 5-Star Reviews | 7% | 64% |
Percent 1- Star Reviews | 80% | 22% |
Total Number of Reviews | 136 | 18,247 |
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/sumup.com
Cater Allen vs SumUp Business Account App Reviews
Cater Allen | SumUp Business Account | |
iPhone Review Score (out of 5) | No Rating | 4.8 |
Number of iPhone Reviews | No Reviews | 12,400 |
Android Review Score (out of 5) | No Rating | 4.7 |
Number of Android Reviews | No Reviews | 84,500 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/sumup/id514879214
Cater Allen vs SumUp Business Account Account Fees & Charges
Cater Allen | SumUp Business Account | |
Free Business Bank Account | No | Yes |
Free Business Account Term Length | NA | No Limit |
Cheapest Monthly Account Fee | Free | No |
Most Expensive Monthly Account Fee | £25 | No |
Electronic Payment Cost (in/out) | £2 | Free |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | £6 | Free |
CHAPS Payments Cost | £25 | No |
SEPA Payments Cost | £2 | No |
Cater Allen vs SumUp Business Account Business Savings Rates
Cater Allen | SumUp Business Account | |
Types of Business Savings Accounts | Fixed Term, Notice Account | None |
Lowest Savings Rate (AER) | 3.00% | NA |
Maximum Savings Rate (AER) | 4.70% | NA |
Minimum Savings Amount | No | NA |
Interest Paid On Foreign Currencies | Yes | No |
Cater Allen vs SumUp Business Account Account Opening Times
Cater Allen | SumUp Business Account | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 days | 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | No |
Cater Allen vs SumUp Business Account Features & Account Types


Cater Allen | SumUp Business Account | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online and phone only | None, online only |
Cater Allen vs SumUp Business Account Customer Support Options
Cater Allen | SumUp Business Account | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Cater Allen vs SumUp Business Account Foreign Currency Accounts
Cater Allen | SumUp Business Account | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Cater Allen and SumUp Business Account


Cater Allen | SumUp Business Account | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | Yes |
Free Accounting Software | No | No |
Cater Allen vs SumUp Business Account Banking Basics
Cater Allen | SumUp Business Account | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 178737 | 900700 |
Website | Cater Allen Website | SumUp Business Account Website |
Common Comparison Questions
Does Cater Allen or SumUp Business Account have better customer reviews?
Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.
Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.
Does Cater Allen or SumUp Business Account have a better App?
Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.
Does Cater Allen or SumUp Business Account have better business savings rates?
Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)
In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.