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Cater Allen VS MultiPass: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cater Allen or MultiPass better for your small business?



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Below we look at both Cater Allen and MultiPass reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cater Allen Homepage
Cater Allen Homepage


MultiPass Homepage
MultiPass Homepage
 

Cater Allen vs MultiPass Trustpilot Reviews

Cater AllenMultiPass
Trustpilot Review Score (out of 5)1.94.5
Percent 5-Star Reviews7%81%
Percent 1- Star Reviews80%12%
Total Number of Reviews13674
Sources:
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/multipass.co

Cater Allen vs MultiPass App Reviews

Cater AllenMultiPass
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Cater Allen vs MultiPass Account Fees & Charges

Cater AllenMultiPass
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£29
Most Expensive Monthly Account Fee£25£250
Electronic Payment Cost (in/out)£2Free + 50p
Cash Payments Cost (in/out)FreeFree / £1 per £100
Cheques (in/out)£6Free
CHAPS Payments Cost£25£18
SEPA Payments Cost£2€1

Cater Allen vs MultiPass Business Savings Rates

Cater AllenMultiPass
Types of Business Savings AccountsFixed Term, Notice AccountNone
Lowest Savings Rate (AER)3.00%NA
Maximum Savings Rate (AER)4.70%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Cater Allen vs MultiPass Account Opening Times

Cater AllenMultiPass
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 days10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Cater Allen vs MultiPass Features & Account Types

Cater Allen Account Types
Cater Allen Features & Account Types


MultiPass Account Types
MultiPass Features & Account Types


Cater AllenMultiPass
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online and phone onlyNone, online only

Cater Allen vs MultiPass Customer Support Options

Cater AllenMultiPass
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoNo

Cater Allen vs MultiPass Foreign Currency Accounts

Cater AllenMultiPass
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • AZN
  • BRL
  • BYN
  • BGN
  • HRK
  • HUF
  • ILS
  • INR
  • KZT
  • KRW
  • LAK
  • LTL
  • MXN
  • MYR
  • NOK
  • PHP
  • PLN
  • RON
  • RUB
  • SEK
  • SGD
  • THB
  • TRY
  • UAH
  • VND
  • ZAR

Other Business Services From Cater Allen and MultiPass

Cater Allen Account Types
Other Cater Allen Services


MultiPass Account Types
Other MultiPass Services


Cater AllenMultiPass
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Cater Allen vs MultiPass Banking Basics

Cater AllenMultiPass
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number178737900840
WebsiteCater Allen WebsiteMultiPass Website

Common Comparison Questions

Does Cater Allen or MultiPass have better customer reviews?

Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.

Whereas, MultiPass scores 4.5 out of 5 based 74 Trustpilot reviews. Of which 81% are 5-star and 12% are 1-star.

Does Cater Allen or MultiPass have a better App?

Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, MultiPass’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Cater Allen or MultiPass have better business savings rates?

Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)

In contrast, MultiPass offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Cater Allen vs Reliance Bank
Cater Allen vs SumUp Business Account
Cater Allen vs Cambridge & Counties Bank
Cater Allen vs Recognise Bank
Cater Allen vs Dudley Building Society


For other business bank accounts see our guide here.

 



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