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Cater Allen VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cater Allen or Fair Everywhere better for your small business?



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Below we look at both Cater Allen and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cater Allen Homepage
Cater Allen Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

Cater Allen vs Fair Everywhere Trustpilot Reviews

Cater AllenFair Everywhere
Trustpilot Review Score (out of 5)1.93.1
Percent 5-Star Reviews7%27%
Percent 1- Star Reviews80%64%
Total Number of Reviews13611
Sources:
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/faireverywhere.com

Cater Allen vs Fair Everywhere App Reviews

Cater AllenFair Everywhere
iPhone Review Score (out of 5)No Rating2.2
Number of iPhone ReviewsNo Reviews5
Android Review Score (out of 5)No Rating3.9
Number of Android ReviewsNo Reviews7
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

Cater Allen vs Fair Everywhere Account Fees & Charges

Cater AllenFair Everywhere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£12.50
Most Expensive Monthly Account Fee£25£12.50
Electronic Payment Cost (in/out)£230p
Cash Payments Cost (in/out)Free£1.50 / £3 + 2.75%
Cheques (in/out)£650p per cheque
CHAPS Payments Cost£25£30
SEPA Payments Cost£2No

Cater Allen vs Fair Everywhere Business Savings Rates

Cater AllenFair Everywhere
Types of Business Savings AccountsFixed Term, Notice AccountNone
Lowest Savings Rate (AER)3.00%NA
Maximum Savings Rate (AER)4.70%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Cater Allen vs Fair Everywhere Account Opening Times

Cater AllenFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 days1 day
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoYes

Cater Allen vs Fair Everywhere Features & Account Types

Cater Allen Account Types
Cater Allen Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


Cater AllenFair Everywhere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoYes
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online and phone onlyNone, online only

Cater Allen vs Fair Everywhere Customer Support Options

Cater AllenFair Everywhere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Cater Allen vs Fair Everywhere Foreign Currency Accounts

Cater AllenFair Everywhere
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • British Pound GBP

Other Business Services From Cater Allen and Fair Everywhere

Cater Allen Account Types
Other Cater Allen Services


Fair Everywhere Account Types
Other Fair Everywhere Services


Cater AllenFair Everywhere
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Cater Allen vs Fair Everywhere Banking Basics

Cater AllenFair Everywhere
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number178737504547
WebsiteCater Allen WebsiteFair Everywhere Website

Common Comparison Questions

Does Cater Allen or Fair Everywhere have better customer reviews?

Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does Cater Allen or Fair Everywhere have a better App?

Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does Cater Allen or Fair Everywhere have better business savings rates?

Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Cater Allen vs Countingup
Cater Allen vs State Bank of India (UK)
Cater Allen vs Charity Bank
Cater Allen vs Cumberland Building Society
Cater Allen vs Redwood Bank


For other business bank accounts see our guide here.

 



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