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Cater Allen VS Cumberland Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cater Allen or Cumberland Building Society better for your small business?



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Below we look at both Cater Allen and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cater Allen Homepage
Cater Allen Homepage


Cumberland Building Society Homepage
Cumberland Building Society Homepage
 

Cater Allen vs Cumberland Building Society Trustpilot Reviews

Cater AllenCumberland Building Society
Trustpilot Review Score (out of 5)1.92.5
Percent 5-Star Reviews7%22%
Percent 1- Star Reviews80%69%
Total Number of Reviews13641
Sources:
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk

Cater Allen vs Cumberland Building Society App Reviews

Cater AllenCumberland Building Society
iPhone Review Score (out of 5)No Rating4.7
Number of iPhone ReviewsNo Reviews644
Android Review Score (out of 5)No Rating4.8
Number of Android ReviewsNo Reviews415
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935

Cater Allen vs Cumberland Building Society Account Fees & Charges

Cater AllenCumberland Building Society
Free Business Bank AccountNoYes
Free Business Account Term LengthNA12 Months
Cheapest Monthly Account FeeFreeFree
Most Expensive Monthly Account Fee£25£5
Electronic Payment Cost (in/out)£235p
Cash Payments Cost (in/out)Free40p per £100
Cheques (in/out)£6£1
CHAPS Payments Cost£25£25
SEPA Payments Cost£2No

Cater Allen vs Cumberland Building Society Business Savings Rates

Cater AllenCumberland Building Society
Types of Business Savings AccountsFixed Term, Notice AccountInstant Access, Fixed Term, Notice Savings
Lowest Savings Rate (AER)3.00%3.05%
Maximum Savings Rate (AER)4.70%4.20%
Minimum Savings AmountNo£1
Interest Paid On Foreign CurrenciesYesNo
 

Cater Allen vs Cumberland Building Society Account Opening Times

Cater AllenCumberland Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 days5 to 10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Cater Allen vs Cumberland Building Society Features & Account Types

Cater Allen Account Types
Cater Allen Features & Account Types


Cumberland Building Society Account Types
Cumberland Building Society Features & Account Types


Cater AllenCumberland Building Society
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online and phone onlyLocations in North East England only

Cater Allen vs Cumberland Building Society Customer Support Options

Cater AllenCumberland Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoYes

Cater Allen vs Cumberland Building Society Foreign Currency Accounts

Cater AllenCumberland Building Society
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
No

Other Business Services From Cater Allen and Cumberland Building Society

Cater Allen Account Types
Other Cater Allen Services


Cumberland Building Society Account Types
Other Cumberland Building Society Services


Cater AllenCumberland Building Society
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Cater Allen vs Cumberland Building Society Banking Basics

Cater AllenCumberland Building Society
Bank TypeHigh StreetBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number178737106074
WebsiteCater Allen WebsiteCumberland Building Society Website

Common Comparison Questions

Does Cater Allen or Cumberland Building Society have better customer reviews?

Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.

Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.

Does Cater Allen or Cumberland Building Society have a better App?

Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.

Does Cater Allen or Cumberland Building Society have better business savings rates?

Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)

In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).

See Other Comparisons:
Cater Allen vs Redwood Bank
Cater Allen vs Amaiz
Cater Allen vs ICICI Bank UK
Cater Allen vs Intergiro
Cater Allen vs GoSolo


For other business bank accounts see our guide here.

 



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