Is Cater Allen or Cumberland Building Society better for your small business?
Below we look at both Cater Allen and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Cater Allen vs Cumberland Building Society Trustpilot Reviews
Cater Allen | Cumberland Building Society | |
Trustpilot Review Score (out of 5) | 1.9 | 2.5 |
Percent 5-Star Reviews | 7% | 22% |
Percent 1- Star Reviews | 80% | 69% |
Total Number of Reviews | 136 | 41 |
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk
Cater Allen vs Cumberland Building Society App Reviews
Cater Allen | Cumberland Building Society | |
iPhone Review Score (out of 5) | No Rating | 4.7 |
Number of iPhone Reviews | No Reviews | 644 |
Android Review Score (out of 5) | No Rating | 4.8 |
Number of Android Reviews | No Reviews | 415 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935
Cater Allen vs Cumberland Building Society Account Fees & Charges
Cater Allen | Cumberland Building Society | |
Free Business Bank Account | No | Yes |
Free Business Account Term Length | NA | 12 Months |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | £25 | £5 |
Electronic Payment Cost (in/out) | £2 | 35p |
Cash Payments Cost (in/out) | Free | 40p per £100 |
Cheques (in/out) | £6 | £1 |
CHAPS Payments Cost | £25 | £25 |
SEPA Payments Cost | £2 | No |
Cater Allen vs Cumberland Building Society Business Savings Rates
Cater Allen | Cumberland Building Society | |
Types of Business Savings Accounts | Fixed Term, Notice Account | Instant Access, Fixed Term, Notice Savings |
Lowest Savings Rate (AER) | 3.00% | 3.05% |
Maximum Savings Rate (AER) | 4.70% | 4.20% |
Minimum Savings Amount | No | £1 |
Interest Paid On Foreign Currencies | Yes | No |
Cater Allen vs Cumberland Building Society Account Opening Times
Cater Allen | Cumberland Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 days | 5 to 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Cater Allen vs Cumberland Building Society Features & Account Types


Cater Allen | Cumberland Building Society | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Visa |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | Yes |
Branch Locations | None, online and phone only | Locations in North East England only |
Cater Allen vs Cumberland Building Society Customer Support Options
Cater Allen | Cumberland Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Cater Allen vs Cumberland Building Society Foreign Currency Accounts
Cater Allen | Cumberland Building Society | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
| No |
Other Business Services From Cater Allen and Cumberland Building Society


Cater Allen | Cumberland Building Society | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Cater Allen vs Cumberland Building Society Banking Basics
Cater Allen | Cumberland Building Society | |
Bank Type | High Street | Building Society |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 178737 | 106074 |
Website | Cater Allen Website | Cumberland Building Society Website |
Common Comparison Questions
Does Cater Allen or Cumberland Building Society have better customer reviews?
Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.
Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.
Does Cater Allen or Cumberland Building Society have a better App?
Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.
Does Cater Allen or Cumberland Building Society have better business savings rates?
Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)
In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).
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For other business bank accounts see our guide here.