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Cater Allen VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cater Allen or Countingup better for your small business?



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Below we look at both Cater Allen and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cater Allen Homepage
Cater Allen Homepage


Countingup Homepage
Countingup Homepage
 

Cater Allen vs Countingup Trustpilot Reviews

Cater AllenCountingup
Trustpilot Review Score (out of 5)1.94.4
Percent 5-Star Reviews7%81%
Percent 1- Star Reviews80%9%
Total Number of Reviews1362,382
Sources:
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/countingup.com

Cater Allen vs Countingup App Reviews

Cater AllenCountingup
iPhone Review Score (out of 5)No Rating4.7
Number of iPhone ReviewsNo Reviews2,800
Android Review Score (out of 5)No Rating4.5
Number of Android ReviewsNo Reviews1,300
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Cater Allen vs Countingup Account Fees & Charges

Cater AllenCountingup
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£3
Most Expensive Monthly Account Fee£25£18
Electronic Payment Cost (in/out)£230p
Cash Payments Cost (in/out)Free£1
Cheques (in/out)£6Free
CHAPS Payments Cost£25No
SEPA Payments Cost£2No

Cater Allen vs Countingup Business Savings Rates

Cater AllenCountingup
Types of Business Savings AccountsFixed Term, Notice AccountNone
Lowest Savings Rate (AER)3.00%NA
Maximum Savings Rate (AER)4.70%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesYes
 

Cater Allen vs Countingup Account Opening Times

Cater AllenCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 days5 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoYes

Cater Allen vs Countingup Features & Account Types

Cater Allen Account Types
Cater Allen Features & Account Types


Countingup Account Types
Countingup Features & Account Types


Cater AllenCountingup
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesNo
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online and phone onlyNone, online only

Cater Allen vs Countingup Customer Support Options

Cater AllenCountingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Cater Allen vs Countingup Foreign Currency Accounts

Cater AllenCountingup
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Cater Allen and Countingup

Cater Allen Account Types
Other Cater Allen Services


Countingup Account Types
Other Countingup Services


Cater AllenCountingup
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Cater Allen vs Countingup Banking Basics

Cater AllenCountingup
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number178737900010
WebsiteCater Allen WebsiteCountingup Website

Common Comparison Questions

Does Cater Allen or Countingup have better customer reviews?

Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Cater Allen or Countingup have a better App?

Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Cater Allen or Countingup have better business savings rates?

Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Cater Allen vs State Bank of India (UK)
Cater Allen vs Charity Bank
Cater Allen vs Cumberland Building Society
Cater Allen vs Redwood Bank
Cater Allen vs Amaiz


For other business bank accounts see our guide here.

 



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