Is Cater Allen or Charity Bank better for your small business?
Below we look at both Cater Allen and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Cater Allen vs Charity Bank Trustpilot Reviews
Cater Allen | Charity Bank | |
Trustpilot Review Score (out of 5) | 1.9 | 3.3 |
Percent 5-Star Reviews | 7% | 33% |
Percent 1- Star Reviews | 80% | 34% |
Total Number of Reviews | 136 | 3 |
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/charitybank.org
Cater Allen vs Charity Bank App Reviews
Cater Allen | Charity Bank | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Cater Allen vs Charity Bank Account Fees & Charges
Cater Allen | Charity Bank | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | £25 | Free |
Electronic Payment Cost (in/out) | £2 | No |
Cash Payments Cost (in/out) | Free | Free |
Cheques (in/out) | £6 | Free |
CHAPS Payments Cost | £25 | £10 |
SEPA Payments Cost | £2 | 20p |
Cater Allen vs Charity Bank Business Savings Rates
Cater Allen | Charity Bank | |
Types of Business Savings Accounts | Fixed Term, Notice Account | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
Lowest Savings Rate (AER) | 3.00% | 2.02% |
Maximum Savings Rate (AER) | 4.70% | 4.51% |
Minimum Savings Amount | No | £1,000 |
Interest Paid On Foreign Currencies | Yes | No |
Cater Allen vs Charity Bank Account Opening Times
Cater Allen | Charity Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Cater Allen vs Charity Bank Features & Account Types


Cater Allen | Charity Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online and phone only | Tonbridge |
Cater Allen vs Charity Bank Customer Support Options
Cater Allen | Charity Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Cater Allen vs Charity Bank Foreign Currency Accounts
Cater Allen | Charity Bank | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Cater Allen and Charity Bank


Cater Allen | Charity Bank | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Cater Allen vs Charity Bank Banking Basics
Cater Allen | Charity Bank | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 178737 | 207701 |
Website | Cater Allen Website | Charity Bank Website |
Common Comparison Questions
Does Cater Allen or Charity Bank have better customer reviews?
Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Cater Allen or Charity Bank have a better App?
Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Cater Allen or Charity Bank have better business savings rates?
Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.