Merchant Machine

Cater Allen VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cater Allen or Cambridge & Counties Bank better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Cater Allen and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cater Allen Homepage
Cater Allen Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Cater Allen vs Cambridge & Counties Bank Trustpilot Reviews

Cater AllenCambridge & Counties Bank
Trustpilot Review Score (out of 5)1.92.8
Percent 5-Star Reviews7%29%
Percent 1- Star Reviews80%43%
Total Number of Reviews1367
Sources:
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Cater Allen vs Cambridge & Counties Bank App Reviews

Cater AllenCambridge & Counties Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Cater Allen vs Cambridge & Counties Bank Account Fees & Charges

Cater AllenCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£12
Most Expensive Monthly Account Fee£25£12
Electronic Payment Cost (in/out)£2£1
Cash Payments Cost (in/out)Free£2
Cheques (in/out)£6£2
CHAPS Payments Cost£25£20
SEPA Payments Cost£225p

Cater Allen vs Cambridge & Counties Bank Business Savings Rates

Cater AllenCambridge & Counties Bank
Types of Business Savings AccountsFixed Term, Notice AccountNotice account, Fixed Rate
Lowest Savings Rate (AER)3.00%4.05%
Maximum Savings Rate (AER)4.70%4.80%
Minimum Savings AmountNo£10,000
Interest Paid On Foreign CurrenciesYesNo
 

Cater Allen vs Cambridge & Counties Bank Account Opening Times

Cater AllenCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Cater Allen vs Cambridge & Counties Bank Features & Account Types

Cater Allen Account Types
Cater Allen Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Cater AllenCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoYes
Branch LocationsNone, online and phone onlyLeicester

Cater Allen vs Cambridge & Counties Bank Customer Support Options

Cater AllenCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportNoYes

Cater Allen vs Cambridge & Counties Bank Foreign Currency Accounts

Cater AllenCambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
No

Other Business Services From Cater Allen and Cambridge & Counties Bank

Cater Allen Account Types
Other Cater Allen Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Cater AllenCambridge & Counties Bank
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Cater Allen vs Cambridge & Counties Bank Banking Basics

Cater AllenCambridge & Counties Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number178737579415
WebsiteCater Allen WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Cater Allen or Cambridge & Counties Bank have better customer reviews?

Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Cater Allen or Cambridge & Counties Bank have a better App?

Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Cater Allen or Cambridge & Counties Bank have better business savings rates?

Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Cater Allen vs Recognise Bank
Cater Allen vs Dudley Building Society
Cater Allen vs MyPOS
Cater Allen vs Ampere
AIB (Allied Irish Bank) vs Unity Trust


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224