Merchant Machine

Cater Allen VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cater Allen or Ampere better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Cater Allen and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cater Allen Homepage
Cater Allen Homepage


Ampere Homepage
Ampere Homepage
 

Cater Allen vs Ampere Trustpilot Reviews

Cater AllenAmpere
Trustpilot Review Score (out of 5)1.94.2
Percent 5-Star Reviews7%74%
Percent 1- Star Reviews80%18%
Total Number of Reviews13650
Sources:
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/ampere.co.uk

Cater Allen vs Ampere App Reviews

Cater AllenAmpere
iPhone Review Score (out of 5)No Rating4.8
Number of iPhone ReviewsNo Reviews30
Android Review Score (out of 5)No Rating4.7
Number of Android ReviewsNo Reviews953
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Cater Allen vs Ampere Account Fees & Charges

Cater AllenAmpere
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£20.00
Most Expensive Monthly Account Fee£25£20.00
Electronic Payment Cost (in/out)£2Free
Cash Payments Cost (in/out)FreeNA
Cheques (in/out)£6NA
CHAPS Payments Cost£25£25
SEPA Payments Cost£2Free

Cater Allen vs Ampere Business Savings Rates

Cater AllenAmpere
Types of Business Savings AccountsFixed Term, Notice AccountNone
Lowest Savings Rate (AER)3.00%NA
Maximum Savings Rate (AER)4.70%NA
Minimum Savings AmountNoNA
Interest Paid On Foreign CurrenciesYesNo
 

Cater Allen vs Ampere Account Opening Times

Cater AllenAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Cater Allen vs Ampere Features & Account Types

Cater Allen Account Types
Cater Allen Features & Account Types


Ampere Account Types
Ampere Features & Account Types


Cater AllenAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online and phone onlyNone, online only

Cater Allen vs Ampere Customer Support Options

Cater AllenAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoNo

Cater Allen vs Ampere Foreign Currency Accounts

Cater AllenAmpere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
No

Other Business Services From Cater Allen and Ampere

Cater Allen Account Types
Other Cater Allen Services


Ampere Account Types
Other Ampere Services


Cater AllenAmpere
Business LoansNoYes
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Cater Allen vs Ampere Banking Basics

Cater AllenAmpere
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number178737900594
WebsiteCater Allen WebsiteAmpere Website

Common Comparison Questions

Does Cater Allen or Ampere have better customer reviews?

Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Cater Allen or Ampere have a better App?

Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Cater Allen or Ampere have better business savings rates?

Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
AIB (Allied Irish Bank) vs Unity Trust
AIB (Allied Irish Bank) vs United Trust Bank
AIB (Allied Irish Bank) vs HSBC Kinetic
AIB (Allied Irish Bank) vs CardOneMoney
AIB (Allied Irish Bank) vs Fair Everywhere


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224