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Cater Allen VS AIB (Allied Irish Bank): Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Cater Allen or AIB (Allied Irish Bank) better for your small business?



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Below we look at both Cater Allen and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Cater Allen Homepage
Cater Allen Homepage


AIB (Allied Irish Bank) Homepage
AIB (Allied Irish Bank) Homepage
 

Cater Allen vs AIB (Allied Irish Bank) Trustpilot Reviews

Cater AllenAIB (Allied Irish Bank)
Trustpilot Review Score (out of 5)1.92.8
Percent 5-Star Reviews7%20%
Percent 1- Star Reviews80%70%
Total Number of Reviews13610
Sources:
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/aibgb.co.uk

Cater Allen vs AIB (Allied Irish Bank) App Reviews

Cater AllenAIB (Allied Irish Bank)
iPhone Review Score (out of 5)No Rating1.7
Number of iPhone ReviewsNo Reviews227
Android Review Score (out of 5)No Rating1.9
Number of Android ReviewsNo Reviews21,400
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/aib-mobile/id468042881

Cater Allen vs AIB (Allied Irish Bank) Account Fees & Charges

Cater AllenAIB (Allied Irish Bank)
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£10
Most Expensive Monthly Account Fee£25£10
Electronic Payment Cost (in/out)£235p
Cash Payments Cost (in/out)Free65p per £100
Cheques (in/out)£670p
CHAPS Payments Cost£25£25
SEPA Payments Cost£2£20

Cater Allen vs AIB (Allied Irish Bank) Business Savings Rates

Cater AllenAIB (Allied Irish Bank)
Types of Business Savings AccountsFixed Term, Notice AccountDemand deposit account, Business fixed term deposit account, Currency deposit account
Lowest Savings Rate (AER)3.00%0.25%
Maximum Savings Rate (AER)4.70%3.02%
Minimum Savings AmountNo£1
Interest Paid On Foreign CurrenciesYesYes
 

Cater Allen vs AIB (Allied Irish Bank) Account Opening Times

Cater AllenAIB (Allied Irish Bank)
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 days15 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Cater Allen vs AIB (Allied Irish Bank) Features & Account Types

Cater Allen Account Types
Cater Allen Features & Account Types


AIB (Allied Irish Bank) Account Types
AIB (Allied Irish Bank) Features & Account Types


Cater AllenAIB (Allied Irish Bank)
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardVisa
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online and phone onlyBelfast, London and Dublin

Cater Allen vs AIB (Allied Irish Bank) Customer Support Options

Cater AllenAIB (Allied Irish Bank)
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportNoYes

Cater Allen vs AIB (Allied Irish Bank) Foreign Currency Accounts

Cater AllenAIB (Allied Irish Bank)
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Singapore Dollar (SGD)

Other Business Services From Cater Allen and AIB (Allied Irish Bank)

Cater Allen Account Types
Other Cater Allen Services


AIB (Allied Irish Bank) Account Types
Other AIB (Allied Irish Bank) Services


Cater AllenAIB (Allied Irish Bank)
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Cater Allen vs AIB (Allied Irish Bank) Banking Basics

Cater AllenAIB (Allied Irish Bank)
Bank TypeHigh StreetHigh Street
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number178737204793
WebsiteCater Allen WebsiteAIB (Allied Irish Bank) Website

Common Comparison Questions

Does Cater Allen or AIB (Allied Irish Bank) have better customer reviews?

Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.

Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.

Does Cater Allen or AIB (Allied Irish Bank) have a better App?

Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.

Does Cater Allen or AIB (Allied Irish Bank) have better business savings rates?

Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)

In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).

See Other Comparisons:
Cater Allen vs Unity Trust
Cater Allen vs United Trust Bank
Cater Allen vs HSBC Kinetic
Cater Allen vs CardOneMoney
Cater Allen vs Fair Everywhere


For other business bank accounts see our guide here.

 



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