Is Cater Allen or AIB (Allied Irish Bank) better for your small business?
Below we look at both Cater Allen and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Cater Allen vs AIB (Allied Irish Bank) Trustpilot Reviews
Cater Allen | AIB (Allied Irish Bank) | |
Trustpilot Review Score (out of 5) | 1.9 | 2.8 |
Percent 5-Star Reviews | 7% | 20% |
Percent 1- Star Reviews | 80% | 70% |
Total Number of Reviews | 136 | 10 |
https://www.trustpilot.com/review/www.caterallen.co.uk
https://www.trustpilot.com/review/aibgb.co.uk
Cater Allen vs AIB (Allied Irish Bank) App Reviews
Cater Allen | AIB (Allied Irish Bank) | |
iPhone Review Score (out of 5) | No Rating | 1.7 |
Number of iPhone Reviews | No Reviews | 227 |
Android Review Score (out of 5) | No Rating | 1.9 |
Number of Android Reviews | No Reviews | 21,400 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/aib-mobile/id468042881
Cater Allen vs AIB (Allied Irish Bank) Account Fees & Charges
Cater Allen | AIB (Allied Irish Bank) | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | £10 |
Most Expensive Monthly Account Fee | £25 | £10 |
Electronic Payment Cost (in/out) | £2 | 35p |
Cash Payments Cost (in/out) | Free | 65p per £100 |
Cheques (in/out) | £6 | 70p |
CHAPS Payments Cost | £25 | £25 |
SEPA Payments Cost | £2 | £20 |
Cater Allen vs AIB (Allied Irish Bank) Business Savings Rates
Cater Allen | AIB (Allied Irish Bank) | |
Types of Business Savings Accounts | Fixed Term, Notice Account | Demand deposit account, Business fixed term deposit account, Currency deposit account |
Lowest Savings Rate (AER) | 3.00% | 0.25% |
Maximum Savings Rate (AER) | 4.70% | 3.02% |
Minimum Savings Amount | No | £1 |
Interest Paid On Foreign Currencies | Yes | Yes |
Cater Allen vs AIB (Allied Irish Bank) Account Opening Times
Cater Allen | AIB (Allied Irish Bank) | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 days | 15 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Cater Allen vs AIB (Allied Irish Bank) Features & Account Types


Cater Allen | AIB (Allied Irish Bank) | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Visa |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | Yes |
Branch Locations | None, online and phone only | Belfast, London and Dublin |
Cater Allen vs AIB (Allied Irish Bank) Customer Support Options
Cater Allen | AIB (Allied Irish Bank) | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Cater Allen vs AIB (Allied Irish Bank) Foreign Currency Accounts
Cater Allen | AIB (Allied Irish Bank) | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Cater Allen and AIB (Allied Irish Bank)


Cater Allen | AIB (Allied Irish Bank) | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | Yes |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | Yes |
Free Accounting Software | No | No |
Cater Allen vs AIB (Allied Irish Bank) Banking Basics
Cater Allen | AIB (Allied Irish Bank) | |
Bank Type | High Street | High Street |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 178737 | 204793 |
Website | Cater Allen Website | AIB (Allied Irish Bank) Website |
Common Comparison Questions
Does Cater Allen or AIB (Allied Irish Bank) have better customer reviews?
Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of these reviews 7% are 5-star and 80% are 1-star.
Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.
Does Cater Allen or AIB (Allied Irish Bank) have a better App?
Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
Does Cater Allen or AIB (Allied Irish Bank) have better business savings rates?
Cater Allen offers the following types of business savings accounts: Fixed Term, Notice Account with interest rates ranging from 3.00% to 4.70%. (AER)
In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).
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For other business bank accounts see our guide here.