Is Zempler Bank (formerly Cashplus) or Unity Trust better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs Unity Trust Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Trustpilot Review Score (out of 5) | 3.7 | 4 |
| Percent 5-Star Reviews | 54% | 61% |
| Percent 1- Star Reviews | 30% | 14% |
| Total Number of Reviews | 9,921 | 255 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/unity.co.uk
Zempler Bank (formerly Cashplus) vs Unity Trust App Reviews
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| iPhone Review Score (out of 5) | 4.7 | No Rating |
| Number of iPhone Reviews | 48,000 | No Reviews |
| Android Review Score (out of 5) | 4.5 | No Rating |
| Number of Android Reviews | 23,400 | No Reviews |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://www.apple.com/uk/app-store/
Zempler Bank (formerly Cashplus) vs Unity Trust Account Fees & Charges
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £6 |
| Most Expensive Monthly Account Fee | £9 | £6 |
| Electronic Payment Cost (in/out) | Free / 30p | 14p |
| Cash Payments Cost (in/out) | 0.5% / £2 | 50p per £100 |
| Cheques (in/out) | Unknown | 30p per item |
| CHAPS Payments Cost | £20 | £28 |
| SEPA Payments Cost | £15 | 25p |
Zempler Bank (formerly Cashplus) vs Unity Trust Business Savings Rates
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Types of Business Savings Accounts | None | Instant Access, Fixed Term |
| Lowest Savings Rate (AER) | NA | 2.77% |
| Maximum Savings Rate (AER) | NA | 5.10% |
| Minimum Savings Amount | NA | No |
| Interest Paid On Foreign Currencies | No | Yes |
Zempler Bank (formerly Cashplus) vs Unity Trust Account Opening Times
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 7 Working days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs Unity Trust Features & Account Types
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | No own branches but can use NatWest, RBS or Ulster Bank locations |
Zempler Bank (formerly Cashplus) vs Unity Trust Customer Support Options
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Zempler Bank (formerly Cashplus) vs Unity Trust Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Zempler Bank (formerly Cashplus) and Unity Trust
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Unity Trust Banking Basics
| Zempler Bank (formerly Cashplus) | Unity Trust | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 671140 | 204570 |
| Website | Zempler Bank (formerly Cashplus) Website | Unity Trust Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Unity Trust have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Zempler Bank (formerly Cashplus) or Unity Trust have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Zempler Bank (formerly Cashplus) or Unity Trust have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
See Other Comparisons:Zempler Bank (formerly Cashplus) vs United Trust Bank
Zempler Bank (formerly Cashplus) vs HSBC Kinetic
Zempler Bank (formerly Cashplus) vs CardOneMoney
Zempler Bank (formerly Cashplus) vs Fair Everywhere
Zempler Bank (formerly Cashplus) vs Countingup
For other business bank accounts see our guide here.