Is Zempler Bank (formerly Cashplus) or SumUp Business Account better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs SumUp Business Account Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Trustpilot Review Score (out of 5) | 3.7 | 4.2 |
| Percent 5-Star Reviews | 54% | 64% |
| Percent 1- Star Reviews | 30% | 22% |
| Total Number of Reviews | 9,921 | 18,247 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/sumup.com
Zempler Bank (formerly Cashplus) vs SumUp Business Account App Reviews
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| iPhone Review Score (out of 5) | 4.7 | 4.8 |
| Number of iPhone Reviews | 48,000 | 12,400 |
| Android Review Score (out of 5) | 4.5 | 4.7 |
| Number of Android Reviews | 23,400 | 84,500 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/sumup/id514879214
Zempler Bank (formerly Cashplus) vs SumUp Business Account Account Fees & Charges
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | No Limit |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | £9 | No |
| Electronic Payment Cost (in/out) | Free / 30p | Free |
| Cash Payments Cost (in/out) | 0.5% / £2 | Free |
| Cheques (in/out) | Unknown | Free |
| CHAPS Payments Cost | £20 | No |
| SEPA Payments Cost | £15 | No |
Zempler Bank (formerly Cashplus) vs SumUp Business Account Business Savings Rates
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Types of Business Savings Accounts | None | None |
| Lowest Savings Rate (AER) | NA | NA |
| Maximum Savings Rate (AER) | NA | NA |
| Minimum Savings Amount | NA | NA |
| Interest Paid On Foreign Currencies | No | No |
Zempler Bank (formerly Cashplus) vs SumUp Business Account Account Opening Times
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 10 minutes |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | No |
Zempler Bank (formerly Cashplus) vs SumUp Business Account Features & Account Types
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
Zempler Bank (formerly Cashplus) vs SumUp Business Account Customer Support Options
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Zempler Bank (formerly Cashplus) vs SumUp Business Account Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: | No | No |
Other Business Services From Zempler Bank (formerly Cashplus) and SumUp Business Account
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs SumUp Business Account Banking Basics
| Zempler Bank (formerly Cashplus) | SumUp Business Account | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 671140 | 900700 |
| Website | Zempler Bank (formerly Cashplus) Website | SumUp Business Account Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or SumUp Business Account have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.
Does Zempler Bank (formerly Cashplus) or SumUp Business Account have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.
Does Zempler Bank (formerly Cashplus) or SumUp Business Account have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.