Is Zempler Bank (formerly Cashplus) or Saffron Building Society better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Saffron Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs Saffron Building Society Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Trustpilot Review Score (out of 5) | 3.7 | 2.2 |
| Percent 5-Star Reviews | 54% | 21% |
| Percent 1- Star Reviews | 30% | 73% |
| Total Number of Reviews | 9,921 | 58 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/saffronbs.co.uk
Zempler Bank (formerly Cashplus) vs Saffron Building Society App Reviews
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| iPhone Review Score (out of 5) | 4.7 | 3.7 |
| Number of iPhone Reviews | 48,000 | 24 |
| Android Review Score (out of 5) | 4.5 | 3.7 |
| Number of Android Reviews | 23,400 | 14 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/saffron-building-society/id1482290341
Zempler Bank (formerly Cashplus) vs Saffron Building Society Account Fees & Charges
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £10 |
| Most Expensive Monthly Account Fee | £9 | £10 |
| Electronic Payment Cost (in/out) | Free / 30p | Free |
| Cash Payments Cost (in/out) | 0.5% / £2 | Free |
| Cheques (in/out) | Unknown | £1.50 |
| CHAPS Payments Cost | £20 | £15 |
| SEPA Payments Cost | £15 | 25p |
Zempler Bank (formerly Cashplus) vs Saffron Building Society Business Savings Rates
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Types of Business Savings Accounts | None | Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts |
| Lowest Savings Rate (AER) | NA | 1.20% |
| Maximum Savings Rate (AER) | NA | 5.75% |
| Minimum Savings Amount | NA | £1 |
| Interest Paid On Foreign Currencies | No | No |
Zempler Bank (formerly Cashplus) vs Saffron Building Society Account Opening Times
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | Undisclosed |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs Saffron Building Society Features & Account Types
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | Locations in Essex only |
Zempler Bank (formerly Cashplus) vs Saffron Building Society Customer Support Options
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Zempler Bank (formerly Cashplus) vs Saffron Building Society Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: | No | No |
Other Business Services From Zempler Bank (formerly Cashplus) and Saffron Building Society
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Saffron Building Society Banking Basics
| Zempler Bank (formerly Cashplus) | Saffron Building Society | |
| Bank Type | Challenger | Building Society |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 671140 | 100015 |
| Website | Zempler Bank (formerly Cashplus) Website | Saffron Building Society Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Saffron Building Society have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of which 21% are 5-star and 73% are 1-star.
Does Zempler Bank (formerly Cashplus) or Saffron Building Society have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.
Does Zempler Bank (formerly Cashplus) or Saffron Building Society have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Saffron Building Society offers Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts accounts with interest rates ranging from 1.20% to 5.75% (AER).
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For other business bank accounts see our guide here.