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Zempler Bank (formerly Cashplus) VS MultiPass: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or MultiPass better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and MultiPass reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


MultiPass Homepage
MultiPass Homepage
 

Zempler Bank (formerly Cashplus) vs MultiPass Trustpilot Reviews

Zempler Bank (formerly Cashplus) MultiPass
Trustpilot Review Score (out of 5)3.74.5
Percent 5-Star Reviews54%81%
Percent 1- Star Reviews30%12%
Total Number of Reviews9,92174
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/multipass.co

Zempler Bank (formerly Cashplus) vs MultiPass App Reviews

Zempler Bank (formerly Cashplus) MultiPass
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews48,000No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews23,400No Reviews
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://www.apple.com/uk/app-store/

Zempler Bank (formerly Cashplus) vs MultiPass Account Fees & Charges

Zempler Bank (formerly Cashplus) MultiPass
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£29
Most Expensive Monthly Account Fee£9£250
Electronic Payment Cost (in/out)Free / 30pFree + 50p
Cash Payments Cost (in/out)0.5% / £2Free / £1 per £100
Cheques (in/out)UnknownFree
CHAPS Payments Cost£20£18
SEPA Payments Cost£15€1

Zempler Bank (formerly Cashplus) vs MultiPass Business Savings Rates

Zempler Bank (formerly Cashplus) MultiPass
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesNoYes
 

Zempler Bank (formerly Cashplus) vs MultiPass Account Opening Times

Zempler Bank (formerly Cashplus) MultiPass
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day10 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Zempler Bank (formerly Cashplus) vs MultiPass Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


MultiPass Account Types
MultiPass Features & Account Types


Zempler Bank (formerly Cashplus) MultiPass
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Zempler Bank (formerly Cashplus) vs MultiPass Customer Support Options

Zempler Bank (formerly Cashplus) MultiPass
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs MultiPass Foreign Currency Accounts

Zempler Bank (formerly Cashplus) MultiPass
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • AZN
  • BRL
  • BYN
  • BGN
  • HRK
  • HUF
  • ILS
  • INR
  • KZT
  • KRW
  • LAK
  • LTL
  • MXN
  • MYR
  • NOK
  • PHP
  • PLN
  • RON
  • RUB
  • SEK
  • SGD
  • THB
  • TRY
  • UAH
  • VND
  • ZAR

Other Business Services From Zempler Bank (formerly Cashplus) and MultiPass

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


MultiPass Account Types
Other MultiPass Services


Zempler Bank (formerly Cashplus) MultiPass
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs MultiPass Banking Basics

Zempler Bank (formerly Cashplus) MultiPass
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number671140900840
WebsiteZempler Bank (formerly Cashplus) WebsiteMultiPass Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or MultiPass have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, MultiPass scores 4.5 out of 5 based 74 Trustpilot reviews. Of which 81% are 5-star and 12% are 1-star.

Does Zempler Bank (formerly Cashplus) or MultiPass have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, MultiPass’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Zempler Bank (formerly Cashplus) or MultiPass have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, MultiPass offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Zempler Bank (formerly Cashplus) vs Reliance Bank
Zempler Bank (formerly Cashplus) vs SumUp Business Account
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank
Zempler Bank (formerly Cashplus) vs Recognise Bank
Zempler Bank (formerly Cashplus) vs Dudley Building Society


For other business bank accounts see our guide here.

 



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