Is Zempler Bank (formerly Cashplus) or Monese better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Monese reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs Monese Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | Monese | |
| Trustpilot Review Score (out of 5) | 3.7 | 4.3 |
| Percent 5-Star Reviews | 54% | 68% |
| Percent 1- Star Reviews | 30% | 17% |
| Total Number of Reviews | 9,921 | 40,330 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/www.monese.com
Zempler Bank (formerly Cashplus) vs Monese App Reviews
| Zempler Bank (formerly Cashplus) | Monese | |
| iPhone Review Score (out of 5) | 4.7 | 4.8 |
| Number of iPhone Reviews | 48,000 | 68,100 |
| Android Review Score (out of 5) | 4.5 | 4.5 |
| Number of Android Reviews | 23,400 | 101,000 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/monese-a-banking-alternative/id1102793407
Zempler Bank (formerly Cashplus) vs Monese Account Fees & Charges
| Zempler Bank (formerly Cashplus) | Monese | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £5.95 |
| Most Expensive Monthly Account Fee | £9 | £14.95 |
| Electronic Payment Cost (in/out) | Free / 30p | Free |
| Cash Payments Cost (in/out) | 0.5% / £2 | 3.5% / 2% |
| Cheques (in/out) | Unknown | Free |
| CHAPS Payments Cost | £20 | No |
| SEPA Payments Cost | £15 | No |
Zempler Bank (formerly Cashplus) vs Monese Business Savings Rates
| Zempler Bank (formerly Cashplus) | Monese | |
| Types of Business Savings Accounts | None | None |
| Lowest Savings Rate (AER) | NA | NA |
| Maximum Savings Rate (AER) | NA | NA |
| Minimum Savings Amount | NA | NA |
| Interest Paid On Foreign Currencies | No | Yes |
Zempler Bank (formerly Cashplus) vs Monese Account Opening Times
| Zempler Bank (formerly Cashplus) | Monese | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 1 day |
| Do They Check Your Credit? | No | No |
| Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs Monese Features & Account Types
| Zempler Bank (formerly Cashplus) | Monese | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
Zempler Bank (formerly Cashplus) vs Monese Customer Support Options
| Zempler Bank (formerly Cashplus) | Monese | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Zempler Bank (formerly Cashplus) vs Monese Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | Monese | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Zempler Bank (formerly Cashplus) and Monese
| Zempler Bank (formerly Cashplus) | Monese | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Monese Banking Basics
| Zempler Bank (formerly Cashplus) | Monese | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 671140 | 900960 |
| Website | Zempler Bank (formerly Cashplus) Website | Monese Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Monese have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Monese scores 4.3 out of 5 based 40,330 Trustpilot reviews. Of which 68% are 5-star and 17% are 1-star.
Does Zempler Bank (formerly Cashplus) or Monese have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Monese’s iPhone App is rated 4.8 out of 5 based on 68,100 reviews. And it’s Android App is rated 4.5 out of 5 based on 101,000 reviews.
Does Zempler Bank (formerly Cashplus) or Monese have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Monese offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.