Is Zempler Bank (formerly Cashplus) or Mettle better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Mettle reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs Mettle Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | Mettle | |
| Trustpilot Review Score (out of 5) | 3.7 | 4.6 |
| Percent 5-Star Reviews | 54% | 81% |
| Percent 1- Star Reviews | 30% | 8% |
| Total Number of Reviews | 9,921 | 3,418 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/mettle.co.uk
Zempler Bank (formerly Cashplus) vs Mettle App Reviews
| Zempler Bank (formerly Cashplus) | Mettle | |
| iPhone Review Score (out of 5) | 4.7 | 4.9 |
| Number of iPhone Reviews | 48,000 | 25,100 |
| Android Review Score (out of 5) | 4.5 | 4.8 |
| Number of Android Reviews | 23,400 | 8,890 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
Zempler Bank (formerly Cashplus) vs Mettle Account Fees & Charges
| Zempler Bank (formerly Cashplus) | Mettle | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | No Limit |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | £9 | No |
| Electronic Payment Cost (in/out) | Free / 30p | Free |
| Cash Payments Cost (in/out) | 0.5% / £2 | £1.50 / £2.50 |
| Cheques (in/out) | Unknown | 50p |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | £15 | No |
Zempler Bank (formerly Cashplus) vs Mettle Business Savings Rates
| Zempler Bank (formerly Cashplus) | Mettle | |
| Types of Business Savings Accounts | None | Savings pot |
| Lowest Savings Rate (AER) | NA | 1.46% |
| Maximum Savings Rate (AER) | NA | 1.46% |
| Minimum Savings Amount | NA | £10 |
| Interest Paid On Foreign Currencies | No | No |
Zempler Bank (formerly Cashplus) vs Mettle Account Opening Times
| Zempler Bank (formerly Cashplus) | Mettle | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | Few minutes |
| Do They Check Your Credit? | No | No |
| Current Account Switch Service | No | No |
Zempler Bank (formerly Cashplus) vs Mettle Features & Account Types
| Zempler Bank (formerly Cashplus) | Mettle | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | No |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
Zempler Bank (formerly Cashplus) vs Mettle Customer Support Options
| Zempler Bank (formerly Cashplus) | Mettle | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Zempler Bank (formerly Cashplus) vs Mettle Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | Mettle | |
| US Dollar (USD) Bank Accounts | Yes | No |
| Euro (EUR) Bank Accounts | Yes | No |
| Other Currencies Available: | No | No |
Other Business Services From Zempler Bank (formerly Cashplus) and Mettle
| Zempler Bank (formerly Cashplus) | Mettle | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | No |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | Yes |
Zempler Bank (formerly Cashplus) vs Mettle Banking Basics
| Zempler Bank (formerly Cashplus) | Mettle | |
| Bank Type | Challenger | High Street/Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 via NatWest |
| FCA Number | 671140 | 121878 |
| Website | Zempler Bank (formerly Cashplus) Website | Mettle Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Mettle have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of which 81% are 5-star and 8% are 1-star.
Does Zempler Bank (formerly Cashplus) or Mettle have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
Does Zempler Bank (formerly Cashplus) or Mettle have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Mettle offers Savings pot accounts with interest rates ranging from 1.46% to 1.46% (AER).
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For other business bank accounts see our guide here.