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Zempler Bank (formerly Cashplus) VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Intergiro better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Intergiro Homepage
Intergiro Homepage
 

Zempler Bank (formerly Cashplus) vs Intergiro Trustpilot Reviews

Zempler Bank (formerly Cashplus) Intergiro
Trustpilot Review Score (out of 5)3.73.4
Percent 5-Star Reviews54%77%
Percent 1- Star Reviews30%15%
Total Number of Reviews9,921171
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/intergiro.com

Zempler Bank (formerly Cashplus) vs Intergiro App Reviews

Zempler Bank (formerly Cashplus) Intergiro
iPhone Review Score (out of 5)4.75
Number of iPhone Reviews48,0004
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews23,400No Reviews
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Zempler Bank (formerly Cashplus) vs Intergiro Account Fees & Charges

Zempler Bank (formerly Cashplus) Intergiro
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£2.99
Most Expensive Monthly Account Fee£9£15
Electronic Payment Cost (in/out)Free / 30p25p
Cash Payments Cost (in/out)0.5% / £270p per £100
Cheques (in/out)Unknown£1
CHAPS Payments Cost£20£25
SEPA Payments Cost£15€1

Zempler Bank (formerly Cashplus) vs Intergiro Business Savings Rates

Zempler Bank (formerly Cashplus) Intergiro
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesNoYes
 

Zempler Bank (formerly Cashplus) vs Intergiro Account Opening Times

Zempler Bank (formerly Cashplus) Intergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day5 to 10 Working days
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoNo

Zempler Bank (formerly Cashplus) vs Intergiro Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


Zempler Bank (formerly Cashplus) Intergiro
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Zempler Bank (formerly Cashplus) vs Intergiro Customer Support Options

Zempler Bank (formerly Cashplus) Intergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs Intergiro Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Intergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:No
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Zempler Bank (formerly Cashplus) and Intergiro

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Intergiro Account Types
Other Intergiro Services


Zempler Bank (formerly Cashplus) Intergiro
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs Intergiro Banking Basics

Zempler Bank (formerly Cashplus) Intergiro
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number671140900945
WebsiteZempler Bank (formerly Cashplus) WebsiteIntergiro Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Intergiro have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Zempler Bank (formerly Cashplus) or Intergiro have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Zempler Bank (formerly Cashplus) or Intergiro have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Zempler Bank (formerly Cashplus) vs GoSolo
Zempler Bank (formerly Cashplus) vs 3S Money
Zempler Bank (formerly Cashplus) vs MultiPass
Zempler Bank (formerly Cashplus) vs Reliance Bank
Zempler Bank (formerly Cashplus) vs SumUp Business Account


For other business bank accounts see our guide here.

 



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