Is Zempler Bank (formerly Cashplus) or ICICI Bank UK better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Trustpilot Review Score (out of 5) | 3.7 | 2.7 |
| Percent 5-Star Reviews | 54% | 18% |
| Percent 1- Star Reviews | 30% | 74% |
| Total Number of Reviews | 9,921 | 23 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/www.icicibank.co.uk
Zempler Bank (formerly Cashplus) vs ICICI Bank UK App Reviews
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| iPhone Review Score (out of 5) | 4.7 | 2.7 |
| Number of iPhone Reviews | 48,000 | 237 |
| Android Review Score (out of 5) | 4.5 | 4 |
| Number of Android Reviews | 23,400 | 684 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Account Fees & Charges
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £5 |
| Most Expensive Monthly Account Fee | £9 | £15 |
| Electronic Payment Cost (in/out) | Free / 30p | 25p |
| Cash Payments Cost (in/out) | 0.5% / £2 | £5 per £1,000 / free |
| Cheques (in/out) | Unknown | £1 |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | £15 | No |
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Business Savings Rates
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Types of Business Savings Accounts | None | Business Savings Account, Business Fixed Deposit |
| Lowest Savings Rate (AER) | NA | 2.85% |
| Maximum Savings Rate (AER) | NA | 4.50% |
| Minimum Savings Amount | NA | £1 |
| Interest Paid On Foreign Currencies | No | Yes |
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Account Opening Times
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 2 Working days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Features & Account Types
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | London, Birmingham and Manchester |
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Customer Support Options
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Zempler Bank (formerly Cashplus) and ICICI Bank UK
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs ICICI Bank UK Banking Basics
| Zempler Bank (formerly Cashplus) | ICICI Bank UK | |
| Bank Type | Challenger | Foreign Bank |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 671140 | 223268 |
| Website | Zempler Bank (formerly Cashplus) Website | ICICI Bank UK Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or ICICI Bank UK have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.
Does Zempler Bank (formerly Cashplus) or ICICI Bank UK have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.
Does Zempler Bank (formerly Cashplus) or ICICI Bank UK have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).
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For other business bank accounts see our guide here.