Is Zempler Bank (formerly Cashplus) or Handelsbanken better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Handelsbanken reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs Handelsbanken Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Trustpilot Review Score (out of 5) | 3.7 | 2.3 |
| Percent 5-Star Reviews | 54% | 33% |
| Percent 1- Star Reviews | 30% | 55% |
| Total Number of Reviews | 9,921 | 124 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/handelsbanken.co.uk
Zempler Bank (formerly Cashplus) vs Handelsbanken App Reviews
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| iPhone Review Score (out of 5) | 4.7 | 2.6 |
| Number of iPhone Reviews | 48,000 | 17 |
| Android Review Score (out of 5) | 4.5 | 1.6 |
| Number of Android Reviews | 23,400 | 6 |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
Zempler Bank (formerly Cashplus) vs Handelsbanken Account Fees & Charges
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | £5 |
| Most Expensive Monthly Account Fee | £9 | £20 |
| Electronic Payment Cost (in/out) | Free / 30p | Free |
| Cash Payments Cost (in/out) | 0.5% / £2 | 30p |
| Cheques (in/out) | Unknown | £1.50 |
| CHAPS Payments Cost | £20 | £15 |
| SEPA Payments Cost | £15 | 25p |
Zempler Bank (formerly Cashplus) vs Handelsbanken Business Savings Rates
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Types of Business Savings Accounts | None | Instant Access, Fixed Term, Notice Savings |
| Lowest Savings Rate (AER) | NA | No |
| Maximum Savings Rate (AER) | NA | No |
| Minimum Savings Amount | NA | £5,000 |
| Interest Paid On Foreign Currencies | No | Yes |
Zempler Bank (formerly Cashplus) vs Handelsbanken Account Opening Times
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 7 Working days |
| Do They Check Your Credit? | No | No |
| Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs Handelsbanken Features & Account Types
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | UK-wide |
Zempler Bank (formerly Cashplus) vs Handelsbanken Customer Support Options
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Zempler Bank (formerly Cashplus) vs Handelsbanken Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Zempler Bank (formerly Cashplus) and Handelsbanken
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Handelsbanken Banking Basics
| Zempler Bank (formerly Cashplus) | Handelsbanken | |
| Bank Type | Challenger | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 671140 | 197340 |
| Website | Zempler Bank (formerly Cashplus) Website | Handelsbanken Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Handelsbanken have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of which 33% are 5-star and 55% are 1-star.
Does Zempler Bank (formerly Cashplus) or Handelsbanken have a better App?
Zempler Bank (formerly Cashplus)’s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.
Does Zempler Bank (formerly Cashplus) or Handelsbanken have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Handelsbanken offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from No to No (AER).
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For other business bank accounts see our guide here.