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Zempler Bank (formerly Cashplus) VS Hampshire Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Hampshire Trust Bank better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage
 

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Trustpilot Reviews

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Trustpilot Review Score (out of 5)3.74.5
Percent 5-Star Reviews54%75%
Percent 1- Star Reviews30%7%
Total Number of Reviews9,9211,591
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/htb.co.uk

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank App Reviews

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
iPhone Review Score (out of 5)4.7No Rating
Number of iPhone Reviews48,000No Reviews
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews23,400No Reviews
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://www.apple.com/uk/app-store/

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Account Fees & Charges

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNoNo
Most Expensive Monthly Account Fee£9No
Electronic Payment Cost (in/out)Free / 30p25p
Cash Payments Cost (in/out)0.5% / £2£1
Cheques (in/out)Unknown£1
CHAPS Payments Cost£20£25
SEPA Payments Cost£1520p

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Business Savings Rates

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Types of Business Savings AccountsNoneNotice Account, Fixed
Lowest Savings Rate (AER)NA4.50%
Maximum Savings Rate (AER)NA5.15%
Minimum Savings AmountNA£5,000
Interest Paid On Foreign CurrenciesNoNo
 

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Account Opening Times

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day1 day
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Business Current AccountYesNo
Business Savings AccountNoYes
Business Credit CardYesYes
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyLondon & Leeds

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Customer Support Options

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:NoNo

Other Business Services From Zempler Bank (formerly Cashplus) and Hampshire Trust Bank

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs Hampshire Trust Bank Banking Basics

Zempler Bank (formerly Cashplus) Hampshire Trust Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number671140204601
WebsiteZempler Bank (formerly Cashplus) WebsiteHampshire Trust Bank Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Hampshire Trust Bank have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.

Does Zempler Bank (formerly Cashplus) or Hampshire Trust Bank have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Zempler Bank (formerly Cashplus) or Hampshire Trust Bank have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).

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Zempler Bank (formerly Cashplus) vs Monese
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Zempler Bank (formerly Cashplus) vs OakNorth
Zempler Bank (formerly Cashplus) vs Airwallex


For other business bank accounts see our guide here.

 



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