Is Zempler Bank (formerly Cashplus) or Cater Allen better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Zempler Bank (formerly Cashplus) vs Cater Allen Trustpilot Reviews
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Trustpilot Review Score (out of 5) | 3.7 | 1.9 |
| Percent 5-Star Reviews | 54% | 7% |
| Percent 1- Star Reviews | 30% | 80% |
| Total Number of Reviews | 9,921 | 136 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/www.caterallen.co.uk
Zempler Bank (formerly Cashplus) vs Cater Allen App Reviews
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| iPhone Review Score (out of 5) | 4.7 | No Rating |
| Number of iPhone Reviews | 48,000 | No Reviews |
| Android Review Score (out of 5) | 4.5 | No Rating |
| Number of Android Reviews | 23,400 | No Reviews |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://www.apple.com/uk/app-store/
Zempler Bank (formerly Cashplus) vs Cater Allen Account Fees & Charges
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | Free |
| Most Expensive Monthly Account Fee | £9 | £25 |
| Electronic Payment Cost (in/out) | Free / 30p | £2 |
| Cash Payments Cost (in/out) | 0.5% / £2 | Free |
| Cheques (in/out) | Unknown | £6 |
| CHAPS Payments Cost | £20 | £25 |
| SEPA Payments Cost | £15 | £2 |
Zempler Bank (formerly Cashplus) vs Cater Allen Business Savings Rates
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Types of Business Savings Accounts | None | Fixed Term, Notice Account |
| Lowest Savings Rate (AER) | NA | 3.00% |
| Maximum Savings Rate (AER) | NA | 4.70% |
| Minimum Savings Amount | NA | No |
| Interest Paid On Foreign Currencies | No | Yes |
Zempler Bank (formerly Cashplus) vs Cater Allen Account Opening Times
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 7 days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | No |
Zempler Bank (formerly Cashplus) vs Cater Allen Features & Account Types
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Business Current Account | Yes | Yes |
| Business Savings Account | No | Yes |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online and phone only |
Zempler Bank (formerly Cashplus) vs Cater Allen Customer Support Options
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Zempler Bank (formerly Cashplus) vs Cater Allen Foreign Currency Accounts
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Zempler Bank (formerly Cashplus) and Cater Allen
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Business Loans | Yes | No |
| Commercial Mortgages | No | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Cater Allen Banking Basics
| Zempler Bank (formerly Cashplus) | Cater Allen | |
| Bank Type | Challenger | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 671140 | 178737 |
| Website | Zempler Bank (formerly Cashplus) Website | Cater Allen Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Cater Allen have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.
Does Zempler Bank (formerly Cashplus) or Cater Allen have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Zempler Bank (formerly Cashplus) or Cater Allen have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).
See Other Comparisons:Zempler Bank (formerly Cashplus) vs AIB (Allied Irish Bank)
Zempler Bank (formerly Cashplus) vs Unity Trust
Zempler Bank (formerly Cashplus) vs United Trust Bank
Zempler Bank (formerly Cashplus) vs HSBC Kinetic
Zempler Bank (formerly Cashplus) vs CardOneMoney
For other business bank accounts see our guide here.