Is Zempler Bank (formerly Cashplus) or Cambridge & Counties Bank better for your small business?
Below we look at both Zempler Bank (formerly Cashplus) and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Trustpilot Reviews
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Trustpilot Review Score (out of 5) | 3.7 | 2.8 |
Percent 5-Star Reviews | 54% | 29% |
Percent 1- Star Reviews | 30% | 43% |
Total Number of Reviews | 9,921 | 7 |
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/www.ccbank.co.uk
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank App Reviews
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
iPhone Review Score (out of 5) | 4.7 | No Rating |
Number of iPhone Reviews | 48,000 | No Reviews |
Android Review Score (out of 5) | 4.5 | No Rating |
Number of Android Reviews | 23,400 | No Reviews |
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://www.apple.com/uk/app-store/
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Account Fees & Charges
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £12 |
Most Expensive Monthly Account Fee | £9 | £12 |
Electronic Payment Cost (in/out) | Free / 30p | £1 |
Cash Payments Cost (in/out) | 0.5% / £2 | £2 |
Cheques (in/out) | Unknown | £2 |
CHAPS Payments Cost | £20 | £20 |
SEPA Payments Cost | £15 | 25p |
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Business Savings Rates
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Types of Business Savings Accounts | None | Notice account, Fixed Rate |
Lowest Savings Rate (AER) | NA | 4.05% |
Maximum Savings Rate (AER) | NA | 4.80% |
Minimum Savings Amount | NA | £10,000 |
Interest Paid On Foreign Currencies | No | No |
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Account Opening Times
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | Undisclosed |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Features & Account Types


Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | No | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | Yes |
Branch Locations | None, online only | Leicester |
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Customer Support Options
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Foreign Currency Accounts
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: | No | No |
Other Business Services From Zempler Bank (formerly Cashplus) and Cambridge & Counties Bank


Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Zempler Bank (formerly Cashplus) vs Cambridge & Counties Bank Banking Basics
Zempler Bank (formerly Cashplus) | Cambridge & Counties Bank | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 671140 | 579415 |
Website | Zempler Bank (formerly Cashplus) Website | Cambridge & Counties Bank Website |
Common Comparison Questions
Does Zempler Bank (formerly Cashplus) or Cambridge & Counties Bank have better customer reviews?
Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.
Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.
Does Zempler Bank (formerly Cashplus) or Cambridge & Counties Bank have a better App?
Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.
In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Zempler Bank (formerly Cashplus) or Cambridge & Counties Bank have better business savings rates?
Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).
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For other business bank accounts see our guide here.