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Zempler Bank (formerly Cashplus) VS Cambridge Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Zempler Bank (formerly Cashplus) or Cambridge Building Society better for your small business?



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Below we look at both Zempler Bank (formerly Cashplus) and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Zempler Bank (formerly Cashplus)  Homepage
Zempler Bank (formerly Cashplus) Homepage


Cambridge Building Society Homepage
Cambridge Building Society Homepage
 

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Trustpilot Reviews

Zempler Bank (formerly Cashplus) Cambridge Building Society
Trustpilot Review Score (out of 5)3.73.1
Percent 5-Star Reviews54%53%
Percent 1- Star Reviews30%47%
Total Number of Reviews9,92115
Sources:
https://www.trustpilot.com/review/www.cashplus.com
https://www.trustpilot.com/review/www.cambridgebs.co.uk

Zempler Bank (formerly Cashplus) vs Cambridge Building Society App Reviews

Zempler Bank (formerly Cashplus) Cambridge Building Society
iPhone Review Score (out of 5)4.74
Number of iPhone Reviews48,00035
Android Review Score (out of 5)4.52.6
Number of Android Reviews23,40029
Sources:
https://apps.apple.com/gb/app/cashplus-bank/id709473017
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Account Fees & Charges

Zempler Bank (formerly Cashplus) Cambridge Building Society
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£10
Most Expensive Monthly Account Fee£9£20
Electronic Payment Cost (in/out)Free / 30pFree
Cash Payments Cost (in/out)0.5% / £2£1.50
Cheques (in/out)UnknownFree
CHAPS Payments Cost£20No
SEPA Payments Cost£15No

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Business Savings Rates

Zempler Bank (formerly Cashplus) Cambridge Building Society
Types of Business Savings AccountsNoneBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond
Lowest Savings Rate (AER)NA2.90%
Maximum Savings Rate (AER)NA4.25%
Minimum Savings AmountNA£1,000
Interest Paid On Foreign CurrenciesNoNo
 

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Account Opening Times

Zempler Bank (formerly Cashplus) Cambridge Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Features & Account Types

Zempler Bank (formerly Cashplus)  Account Types
Zempler Bank (formerly Cashplus) Features & Account Types


Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


Zempler Bank (formerly Cashplus) Cambridge Building Society
Business Current AccountYesNo
Business Savings AccountNoYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLocations around Cambridge

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Customer Support Options

Zempler Bank (formerly Cashplus) Cambridge Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Foreign Currency Accounts

Zempler Bank (formerly Cashplus) Cambridge Building Society
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:NoNo

Other Business Services From Zempler Bank (formerly Cashplus) and Cambridge Building Society

Zempler Bank (formerly Cashplus)  Account Types
Other Zempler Bank (formerly Cashplus) Services


Cambridge Building Society Account Types
Other Cambridge Building Society Services


Zempler Bank (formerly Cashplus) Cambridge Building Society
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Zempler Bank (formerly Cashplus) vs Cambridge Building Society Banking Basics

Zempler Bank (formerly Cashplus) Cambridge Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number671140157223
WebsiteZempler Bank (formerly Cashplus) WebsiteCambridge Building Society Website

Common Comparison Questions

Does Zempler Bank (formerly Cashplus) or Cambridge Building Society have better customer reviews?

Zempler Bank (formerly Cashplus) scores 3.7 out of 5 based 9,921 Trustpilot reviews. Of these reviews 54% are 5-star and 30% are 1-star.

Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.

Does Zempler Bank (formerly Cashplus) or Cambridge Building Society have a better App?

Zempler Bank (formerly Cashplus) ‘s iPhone App is rated 4.7 out of 5 based on 48,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 23,400 reviews.

In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

Does Zempler Bank (formerly Cashplus) or Cambridge Building Society have better business savings rates?

Zempler Bank (formerly Cashplus) offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).

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For other business bank accounts see our guide here.

 



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